Average home insurance cost

lauraplatt11

Hi All,
Know this is probably impossible to say but can anyone give me a rough idea how much home insurance might be?
Am trying to figure out budgets etc for a property myself and my boyfriend are keen to buy
It's for a 3 bed semi-detatched property in Orpington - Kent.
Would be buildings and contents.
Any kind of rough estimation of the absolute most we would be looking at would be really helpful.
Thanks,
Laura

bingbong1978

lauraplatt11 wrote: »

Hi All,
Know this is probably impossible to say but can anyone give me a rough idea how much home insurance might be?
Am trying to figure out budgets etc for a property myself and my boyfriend are keen to buy
It's for a 3 bed semi-detatched property in Orpington - Kent.
Would be buildings and contents.
Any kind of rough estimation of the absolute most we would be looking at would be really helpful.
Thanks,
Laura

Depends on level of cover you want but as a rough guess you would be looking at about £40-£60 per month. Why not use a comparison website to give you more of an idea??

noh

My buildings and contents is a total of £13 a month.
3 bed house in Essex.

lauraplatt11

Thank you - also do I need to have life insurance and what are the rough costs of this?
Both 30 years old with no health problems.

kingstreet

lauraplatt11 wrote: »

Hi All,
Know this is probably impossible to say but can anyone give me a rough idea how much home insurance might be?
Am trying to figure out budgets etc for a property myself and my boyfriend are keen to buy
It's for a 3 bed semi-detatched property in Orpington - Kent.
Would be buildings and contents.
Any kind of rough estimation of the absolute most we would be looking at would be really helpful.
Thanks,
Laura

Example - FTB buying 3 bed semi house in BR6 9LW built in 1970.

£300,000 buildings cover including accidental damage cover plus
£40,000 contents cover including accidental damage cover. £100 excess.

Monthly premium £39.35 inc IPT with Paymentshield. Not intended as a recommendation. Merely the fastest quote system available to me.

Laura - we can't tell you the cost of life cover without knowing how much cover you need, how long for, do you want the cheapest form of mortgage cover which decreases and have either of you smoked at any time in the last 12 months?

no-oneknowsme

lauraplatt11 wrote: »

Thank you - also do I need to have life insurance and what are the rough costs of this?
Both 30 years old with no health problems.

I am healthy...my Husband has several medical conditions which we declare to the insurance Co and outr combined life assurance cost is £15 per month . Thats for cover of £50,000 , level term to run for the length of out mortgage (25 years).

no-oneknowsme

lauraplatt11 wrote: »

Hi All,
Know this is probably impossible to say but can anyone give me a rough idea how much home insurance might be?
Am trying to figure out budgets etc for a property myself and my boyfriend are keen to buy
It's for a 3 bed semi-detatched property in Orpington - Kent.
Would be buildings and contents.
Any kind of rough estimation of the absolute most we would be looking at would be really helpful.
Thanks,
Laura

We have a 3 bed house . contents are insured for £40,000 , buildings insurance is unlimited (up to 1million) and the total yearly cost for both £150