Santander 0% BT in Jan, offer repeated in March

twiglet98

As holder of an A&L Premier Current Account I was invited by Santander to apply for a 16 month 0% balance transfer card, guaranteed acceptance, fee-free for transfers made in the first 3 months. I received the invitation in January with an 'apply by' date of 14 February. The form was largely pre-filled, I applied to transfer £3000, it was processed in a few days, new card set up with a credit limit of £3500, the BT went through on 11 Feb. I set up online access and attempted to BT another £475, the maximum allowed. This came up with an error message so I rang them on Saturday 12 March, it was processed immediately by phone with apologies that the website cannot currently handle BTs. Polite, friendly service and very straightforward.

My first statement dated 10 March arrived in the post on Monday 14th. Subsequently this week I have received another identical offer with an 'apply by' date of 14 April, and wonder if it will cause more trouble than it's worth to apply for another fee-free 0% BT through them (two card applications within 3 months)? I imagine it's a glitch but it would be great to make use of another fee-free BT, even a little one, if they're seriously offering!

[Deleted User]

dont forget "santander" is spainish for "stupid"

twiglet98

Maybe so - I'm more concerned whether two card applications in a short space of time will show adversely against me, even if successfully approved. If it sounds too good to be true, it probably is.

ses6jwg

if you are guaranteed approval I believe a full credit check is not done in that instance as it is based on the management of your bank account