Quinn car insurance [ beware]..

peterfrancis

A FRIEND WAS WELL RIPPED OFF,PAID £1600 PROVISIONAL DRIVER.. NEW PROVISIONAL 17 YRS OLD DRIVER ,BOUGHT HIS LITTLE CLIO...LATER ENQUIRED WHAT IT WOULD BE WHEN HE PAST HIS TEST..QUINN INSURANCE QUOTED £6000 APPROX..NOT FEASIBLE[twice the value of his car].So he cancelled...THEY Advertise as cheapest insurance for younger drivers..but beware..He had to cancel..lost most of his money..now got car stuck in driveway..NIGHTMARE
..He still having lessons,but who knows the best way to go? Any advice?

lisyloo

I have edited this post to change the tone.

My advice to others is to check all the running costs of an item up front before committing to a purchase.

forgotmyname

He is still having lessons so £1600 seems about average from posts i have read on here. Some are a lot higher.

They cover provisional drivers cheaply and bump it up madly once they pass their test and become a higher risk.

Either use them and cancel when you pass or go elsewhere and pay £3k as a provisional and keep it the same
after passing??

Shop around.

alistair.long

I guess a provisional driver is supervised and therefore will be driving slower, and more carefully.

Quinn insurance are in administration,

You are saying that you have lost a lot of money,
How much did you pay upfront
how much was your actual quote
how many days insurance did you use
did you make a claim.

these 4 questions will help us to tell you how much you should have paid and if you are intitled to a refund.

magpiecottage

Unfortunately, young newly qualified drivers ARE a high risk and this is reflected in the premiums.

However, the FSA has 11 principles that all businesses are required to follow. One of these is that they must have due regard for the information needs of their customers.

Given that nobody becomes a learner for the pleasure of actually being a learner but with the intention of passing their test, if that would result in an increased premium being paid part way through the year then not telling them of this and what it would go up to would seem to breach Principle 7.

However, it seems that he has not passed his test and we do not know if the premium would then have increased. So he doesn't seem to have grounds for complaint.

Something of an own goal, I think.

On the other hand, if he has not passed his test it is not yet an issue so cancelling the policy seems to have been something of an own goal.