Rebate/Partial Refund on Car Insurance?

Adams1

Hey, I've got an interesting one...

I'll be moving home soon around 160 miles out of London. In order to do this, I need to get insurance on my car to get there. I just got quoted via Admiral and they want £1700 for this address, but for a postal code in the area I'll be moving to (no known address yet) it will be £840 a year.

My question is... If I purchased the insurance now, and 1 month later, after I've moved, called up and told them I moved, will they refund the difference? (+ admin charge.)

Kilty_2

They should. Elephant refunded me almost exactly the difference between quotes for my old insurance group 11 car and my new insurance group 2 car when I changed.

Adams1

Kilty wrote: »

They should. Elephant refunded me almost exactly the difference between quotes for my old insurance group 11 car and my new insurance group 2 car when I changed.

Interesting. Would it be possible (legally) to get a written statement from them along with the certificate that they will refund me the different in price at the time I want to change address? If so, then that's exactly what I'm after.

DCFC79

Adams1 wrote: »

Interesting. Would it be possible (legally) to get a written statement from them along with the certificate that they will refund me the different in price at the time I want to change address? If so, then that's exactly what I'm after.

you would be better asking the ins co yourself,

Kilty_2

There's nothing in their terms about refunds due to change of risk, so I don't think you'd get them to agree to that.

Could you just take out a 30 day (or less) policy at your current address?

Adams1

DCFC79 wrote: »

you would be better asking the ins co yourself,

I know. But I'm just curious now. The insurance company opens in 8 hours and its on my mind and was wondering if anyone knew or has had experience with this before.

Adams1

Kilty wrote: »

There's nothing in their terms about refunds due to change of risk, so I don't think you'd get them to agree to that.

Could you just take out a 30 day (or less) policy at your current address?

Nah, you need to be over 25 for temp insurance. Oh the wonders if it had applied to me...