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New car purchase & finance options

Hi

I am looking to purchase a new Audi Q5 and I am looking for any tips on 1, getting the best deal from garage, and 2 best finance options out there? I am thinking PCP, rather than HP! Does anyone have any tips.

I have looked at various websites claiming to get a better deal than local garage, has anyone had any experience of this?
:j Thanks in advance!
«1

Comments

  • Rossy.
    Rossy. Posts: 2,484 Forumite
    £27k (Starting from)

    No way in hell i'd finance that amount

    Do you specifically require a car of that size, or is it more of a want?
    If Adam and Eve were created first
    .Does that mean we are all inbred
  • PamelaMc0
    PamelaMc0 Posts: 26 Forumite
    Its a want! Just trying to get it the cheapest way possible..... Cheers
  • Rossy.
    Rossy. Posts: 2,484 Forumite
    PamelaMc0 wrote: »
    Its a want! Just trying to get it the cheapest way possible..... Cheers

    Haha thought as much

    Try these "Broadspeed"

    I googled them and apparently, they offer better deals on new cars than an Audi dealer
    If Adam and Eve were created first
    .Does that mean we are all inbred
  • smitchy73
    smitchy73 Posts: 2,559 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    uknewcars.com have the 2.0tdi 143 SE Start/Stop for £28375 which is a saving of £1990, thats from What Car's latest issue. Target price in What car is from £26728 to £38900 for the base to highest spec car.

    Are you buying because of the Audi badge or is there another main reason for going for that car?
    Thanks to all the competition posters.
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    smitchy73 wrote: »
    uknewcars.com have the 2.0tdi 143 SE Start/Stop for £28375 which is a saving of £1990, thats from What Car's latest issue. Target price in What car is from £26728 to £38900 for the base to highest spec car.

    Are you buying because of the Audi badge or is there another main reason for going for that car?

    These are similar prices a customer should be able to achieve if they deal direct with the dealer.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    PamelaMc0 wrote: »
    Hi

    I am looking to purchase a new Audi Q5 and I am looking for any tips on 1, getting the best deal from garage, and 2 best finance options out there? I am thinking PCP, rather than HP! Does anyone have any tips.

    I have looked at various websites claiming to get a better deal than local garage, has anyone had any experience of this?
    :j Thanks in advance!

    There are a number of methods you should consider, but it will very much depend on what you want to achieve at the end of the finance term. If you have no desire to continue owning/keeping the vehicle after the three years are up (if that is the term you are considering) you might want to consider contract hire. This can include servicing and maintenance, including tyres etc., road fund licence paid and no MOT worries at the end. You also don't have to worry about part-exchanging it at the end, you just get a new car and start again.

    You could chose a PCP. This way you will have the option to purchase the car outright at the end of the term and there is a chance you will have some value at the end, but it is not guaranteed. What is guaranteed though, is that it will not fall below a specific preset value, but that amount is also the final payment. So, if the car is worth ten thousand pounds and the GMFV is twelve thousand pounds, you can just walk away with no more commitment to the car. If it is fourteen thousand pounds, you have two thousand pounds to put towards a new car. Or, you could just pay off the twelve thousand pounds and keep it. You could purchase a service and maintenance plan, but they tend to be more expensive and restrictive compared to contract hire and not always as comprehensive.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • PamelaMc0
    PamelaMc0 Posts: 26 Forumite
    Ok, so I contacted Broadspeed! Soooo unhelpfull! I asked for a price and he basically told me to go back and check website! So defo not dealing with them. I always change my car after 3 years, so not fussed about owning it at the end. I previously bought an x5 on HP and car lost so much money. So I am happy to hand it back if I have made minimum payments on it. Didnt know you could lease a private car, thought that was just companys. Will look into that. Cheers again!
  • NeverAgain_2
    NeverAgain_2 Posts: 1,796 Forumite
    You could enter your requirements into http://www.drivethedeal.com/

    They put you in touch with a franchise dealer, and you deal directly with them.

    Prices are reckoned to be quite keen, so it saves all that haggling which you laydeez are supposed to find daunting.

    The site's been going for years and is reckoned to be reliable, but that hardly matters because you don't pay them any money.
  • Rossy.
    Rossy. Posts: 2,484 Forumite
    PamelaMc0 wrote: »
    Ok, so I contacted Broadspeed! Soooo unhelpfull! I asked for a price and he basically told me to go back and check website! So defo not dealing with them. I always change my car after 3 years, so not fussed about owning it at the end. I previously bought an x5 on HP and car lost so much money. So I am happy to hand it back if I have made minimum payments on it. Didnt know you could lease a private car, thought that was just companys. Will look into that. Cheers again!

    Oh i feel bad now

    I'd never heard of them but googled cheaper audi prices, and they came up. Apologies for that

    BMW X5, Audi Q5

    Definately trying to make a statement hey
    If Adam and Eve were created first
    .Does that mean we are all inbred
  • 1jim
    1jim Posts: 2,683 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ive used broadspeed before (and drive the deal), have always found them pretty good....all things being equal and prices being same would use drivethedeal to buy next car.
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