ammendment to premium , for not claiming

ILW

geoff1057 wrote: »

He renewed his insurance in Jan ,and they have just got intouch with him to put the £90 increase on . If he cancelled ,he was told he would have to pay a £45 admin fee.... apparently my son was quoted £360 for the work to be done by a local garage that deal with insurance claims ,they kept ringing him asking if he would like to book his car in to get the job done with the promise of a hire car. he refused and went to another garage who did the same job for £85, another reason why premiums are high ,rip off garages charging what they want on insurance claims. My son saved the insurance company money but he gets billed for it..

His premium was increased because he had an accident. Thats it, he is now considered a higher risk because he has a record of crashing into things.

bob_a_builder

They could have taken it out of the £360 he saved them, but wheres the profit in that

ILW

bob_a_builder wrote: »

They could have taken it out of the £360 he saved them, but wheres the profit in that

Beside the point, the driver has proved that he is the type that is likely to crash into things, the next time it could be something a lot more valuable than a tree. Hence the increased premium.

geoff1057

didnt actually crash , road was very icy just slid into a small hedge. obviously you are not THAT TYPE OF PERSON who crashes into things.

ILW

geoff1057 wrote: »

didnt actually crash , road was very icy just slid into a small hedge. obviously you are not THAT TYPE OF PERSON who crashes into things.

Nothing personal, just to the numbers world of insurance, one incident statistically increases the likelyhood of more incidents.