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help quick!!
georgem
Posts: 22 Forumite
We were supposed to exchange contracts today but it has been delayed on a technicality???
My solicitor has noticed that the consevatory (on the house we are buying) which was built by the vendor in 2003 does not have a building regulations compliant cert. He has proposed that the vendor pay for some kind of liability insurance to protect any future issue arise. The sellers via their soliciotor have point blank refused to purchase this insurance (£50ish)I am confused about this and dont understand what happens know? I dont want the sale to be jeopardised because of this!
My solicitor has noticed that the consevatory (on the house we are buying) which was built by the vendor in 2003 does not have a building regulations compliant cert. He has proposed that the vendor pay for some kind of liability insurance to protect any future issue arise. The sellers via their soliciotor have point blank refused to purchase this insurance (£50ish)I am confused about this and dont understand what happens know? I dont want the sale to be jeopardised because of this!
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Comments
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bump
I know we have LOADS of discussions about indemnity certs on here - someone will know, hang in there:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
What exactly is the problem with the conservatory? Did it have planning permission? was it not needed? or did they not bother to find out? (that was the case with our house when we bought)
or is it something else entirely?0 -
the vendor really should pay for this. have they given reasons why there is no building cert?0
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I can't see the sellers "losing" the sale for £50, call their bluff.0
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We have just had our Conservatory built, and it did not need building regs. Because it was under the required measurements!0
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Our conservatory didn't need building regs either. But the previous owners had not even bothered to check. They offered us undemnity insurance in case anything went wrong and I declined. I wasn't prepared to accept that something might go wrong insurance or no insurance.
I told them they could contact the council and get someone to come and confirm whether or not it needed building regulations/planning permission and send us a letter. They did this and it was all ok. It delayed the sale by about 4 weeks but if it had been found at a later date that it had needed regulations and didn't have them it could be pulled down and I didn't want that to happen.
Don't go for the house without the insurance, it's the least they should be offering. Who in their right mind builds a room without checking everything out first anyway? Idiots!0 -
On loads of threads I have said that this indemnity insurance is a nonsense and not needed. I really don't hold with people spending money incase impossible events occur.
In this case it is important. in fact I would be inclined to insist they get the building regs cert. If everything is in order it will take them 2-3 days to call out the inspector and get a cert.
Often conservatories don't need planning permission. everything built these days needs building regs. this needs sorting.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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