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second home buildings insurance - not rented out
hegri
Posts: 1 Newbie
Can anyone advise me where to get buildings cover for a second property owned by us but inhabited by family members. The family members do not pay rent but provide childcare in exchange for living there. we are struggling to find anyone who will provide cover.
thanks
thanks
0
Comments
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Although you may not have a genuine landlord/tenant relationship, the issue is one of non-owner occupation. I believe you should approach a specialist who may approach this as a landlord situation, or even a second home case.
Off the top of my head, Towergate offers cover for both, so an independent broker should be able to give you several options.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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