help!!!need to provide prove for No Claim bonus

crvhonda

as i stated i have 5 yrs NCBonus to the insurance company, they now as me for the prove and i havnt got any,. what they will normally do in this case?

lisyloo

Do you have your last renewal notice?
Have you asked your old insurer for it?

If you don't provide it they will ask you to pay the premium with 0 years NCD or they will cancel the policy.
Having it cancelled would be bad as you'll then have to decalre you've had insurance cancelled in future which will make insurance a lot of hassle to get and more expensive in future so you should try to avoid this at all costs.

What did you do with your renewal notice?

crvhonda

lisyloo wrote: »

Do you have your last renewal notice?
Have you asked your old insurer for it?

If you don't provide it they will ask you to pay the premium with 0 years NCD or they will cancel the policy.
Having it cancelled would be bad as you'll then have to decalre you've had insurance cancelled in future which will make insurance a lot of hassle to get and more expensive in future so you should try to avoid this at all costs.

What did you do with your renewal notice?

i was lie to it to get a cheaper quote. my bad:mad:

bingbong1978

crvhonda wrote: »

i was lie to it to get a cheaper quote. my bad:mad:

Naughty naughty. Motor insurers always ask for proof!!

adamc260

crvhonda wrote: »

i was lie to it to get a cheaper quote. my bad:mad:

Not a lot you can do. You can either pay the additional premium or cancel the policy.

McKneff

Any insurance in that case will be void, so not any actual point in paying it..........................

adamc260

McKneff wrote: »

Any insurance in that case will be void, so not any actual point in paying it..........................

Well not really because you can just say you forgot or that you picked the wrong box or something .. If he pays the additional premium it's no different to if he had picked 0 years as it's the same outcome.

mancitychick

well you will have to tell them you have made a mistake and you have none and hopefully for you they will just increase your policy premium and not cancel it. I presume you are at the start of your policy and that you havent actually had an accident?!

alistair.long

go online and recheck how much your insurance will be with no noclaims, this will be the amount you will have to pay. If the currant insurance is still cheap with 0 no claims you can cancel your policy and move to the cheapest. If you have had a accident you will have to pay the extra.

Hope this helps, and dont lie as it will invalidate your insurance

crvhonda

mancitychick wrote: »

well you will have to tell them you have made a mistake and you have none and hopefully for you they will just increase your policy premium and not cancel it. I presume you are at the start of your policy and that you havent actually had an accident?!

no im not a begginner, i was 5+ NCB b4 the accident las yr

mikey72

crvhonda wrote: »

no im not a begginner, i was 5+ NCB b4 the accident las yr

Let me guess, you also told them you where accident free?