Have you/will you reclaim past bank charges?

oneskintdad

Update......Today i have received a letter from lloyds offering £750...the total i was claiming was £2150...Decisions decisions..do i accept the £750 or go for the full ammount..Any suggestions..

fififofum

E. I have read the very informative article and the £10 payable for the statements is probably very close to any money they might owe me, plus hassle of new current account.

Freefall

cheetah wrote:

I am all for saving money but find this whole subject mildly annoying.

In the end it will mean that people like me (who manage there money and accounts) so do not get charged will end up paying for all the others.

If you get charged it is because you have done something to make the bank charge you - you should pay that charge and not me!

Wrong....

It means that people like you that are skilled/affluent/organised enough to avoid the slippery slope of default charges won't have your "free banking" subsidised by those on benefits.

zincoxide

Started the ball rolling on 27th December and got my letter this morning confirming full re-payment of my bank charges!!

Only £182 over the 6 year period (I was amazed how little I'd lost) but they still paid up in full.

Oh, and the bank, Natwest - to them there is another way - premier plus at alliance & leicester!!

emily_jackson

cheetah wrote:

I am all for saving money but find this whole subject mildly annoying.

In the end it will mean that people like me (who manage there money and accounts) so do not get charged will end up paying for all the others.

If you get charged it is because you have done something to make the bank charge you - you should pay that charge and not me!

I can't believe you're NEVER going to pay a bank charge!

cambsman

E. Had either £60 or £90 of charges (£30 a time) in past three years, but theyd prolly call my bluff and take me to court and win with their expensive lawyers etc, so too scared to try and reclaim. While i would like £60 or 70 of my pounds back, the risks dont seem worth it.