Where to get cheap car insurance from?

geek84

Hi Folks

My car insurance is due to run out in the next few weeks. I am the main driver & my wife is the 2nd one. I have got the max. no. claims bonus.

Can you suggest any places or websites where I can get a cheap car insurance?

Thank You.

Ihatecameron

Hastings is the cheapest I found.

Incyder

well do the comparison searches on confused.com, gocompare.com, comparethemarket.com

Then print out your best quote and take it to your local broker in town and ask if he can beat it.

geek84

Hi

Thanks for your replies.

Incyder, I've already done what you have suggested. I just wondered if you had any more suggestions ...

Thanks

funkycoldribena

L.V. seem to keep coming up the cheapest for me nowadays.

Wh05apk

Comparison sites first, then try Aviva who are only direct, not forgetting quidco/tcb, by doing that I got my wifes down from £370 to £178, but I was annoyed as the cashback had reduced to £30 from £70 the week before!!

queline

Beware Hastings Direct - we've recently moved house so my husband phoned them to change our address on his car insurance and they charged him £56 for the privaledge! He was so inscensed when told this that he then said he would cancel his insurance and go elsewhere to which they then said that would cost him £56.50!!! They get you every way! Also see my post on the thread about insuring young drivers as comparison sites are not all they are cracked up to be!

Incyder

queline wrote: »

Beware Hastings Direct - we've recently moved house so my husband phoned them to change our address on his car insurance and they charged him £56 for the privaledge!

swiftcover.com wanted about £70 to allow me to change my address online, myself.

I only move about 2 miles. Robbing gits.

Ive left it as it was and won't be renewing with them again when it runs out in april

alexlyne

comparing apples and oranges. Everyone will have a different story to tell about who's cheapest... depends on so many factors, so is irrelevant. If you've done the comparison sites, plus the direct companies and brokers, then after that what's left? Any owners' clubs for your car? sometimes they have links to companies that claim to offer preferential rates.

peterbaker

funkycoldribena wrote: »

L.V. seem to keep coming up the cheapest for me nowadays.

It's strange, isn't it, how some people love a company and other's walk away. I was with LV for about 5 years I think until this year because I liked the personal service over the phone originally. Last year I had to argue a bit to get the original renewal quote down and in hidsight I did not shop around enough.

This year they were definitely taking the mickey and I didn't like the take it or leave it attitude on the phone.

I recommend comparethemarket.com to do exactly that (compare the market) and then as others have said, see if you can buy through quidco once you have made your choice.

I am a higher risk than some but LV originally sent me renewal notices for two vehicles totalling well over £1600 and after shopping around I spent just £850!

You will see from another thread that I also helped my parents change theirs and again I think they saved nearly 50% on the renewal notices that dropped on their doormat.

That the same big companies should have created such a merry-go-round for existing customers so that we feel we have to shop around, or stand still and get ripped-off eventually is perplexing. It is all a bit silly if you ask me.

PS I wouldn't touch Aviva thesedays with a bargepole on principle - forget that they were born out of Commercial Union, Norwich Union and General Accident - they are ruthless and totally uncaring now. I will mention three words: reattribution (that's a brand new word they dreamed up a few years ago) and "with profits" (that's two old words that for decades used to mean something sensible and robust until people like those at the helm of Aviva right now got their hands on it).

PPS Yes I agree with alexyne, there are so many factors, but do check out owners clubs and the like - if you qualify you can join CSMA and that gets you motoring legal protection on any vehicle you own, so if you have more than one vehicle it could save you £25 or more because then you dont have to buy it as an option on your car insurance. Plus it qualifies you for access to cheap Britannia Rescue breakdown cover. Interestingly CSMA and Britannia Rescue is all tied up with LV, but I kept that bit going! And one of my vehicles is now on another owners club insurance scheme at a massive discount.

funkycoldribena

peterbaker wrote: »

It's strange, isn't it, how some people love a company and other's walk away. I was with LV for about 5 years I think until this year because I liked the personal service over the phone

I dont love any Insurance company!Just that they seem to come up the cheapest repeatedly for my cars lately,maybe that'll change come renewal time and off I'll be to the cheapest one again,just like I was with Direct Line who decided to put the renewal premium up ridiculously.Basically theres no such thing as staying with 1 ins.co for years anymore.