Gadget insurance

edwardmluk

Where's the cheapest monthly payment scheme for gadget insruance. All I'd like to really insure are things like laptop, phone, bike. Or is it worth it (or not that more expensive) to just get contents insurance to cover these and more (kitchenware, clothes etc).

Thanks.

Chiddles

I havent fully investigated yet but initial searches would suggest to me that, because gadget insurance tends to require a premium per item covered (albeit with a discount for multiple items), it probably works out cheaper getting it through a premium bacnk account such as smilemore. Dont hold me to this, its just a first thought.

InsideInsurance

If you have a single item or such then gadget insurance may be a good route to go but it quickly becomes more sensible to be covered for it under your home insurance.

When I looked at getting camera cover it was more expensive to insurer just my camera kit than it plus £50,000 of other items via home insurance.