Found this

StevieJ

ess0two wrote: »

Given the thread title is 'found this',and a link to US foreclosures,i take it this is'nt about the OP.

The reference to 16k suggests it is the UK benefit systems, not the US which suggests it is about Pobby, although I did think Pobby was self employed.

lemonjelly

ash28 wrote: »

Really sad.....

Can't you claim ssp and then if you still aren't well couldn't you get incapacity benefit, I remember my father claiming both of these while my mother worked - he was in his late 50s and had motor neurone disease, so there was no chance of him ever getting better or even recovering enough to do any form of work.

Please don't discount benefits - they aren't a charitable payout - they belong in a system you have contributed to all of your working life and should be used when you need them.

Please take the advice others have given and go to the CAB or to someone else who can advise you properly.

It was my husband's greatest wish that I could earn enough to allow him to give up work and be kept in the lifestyle to which he had become accustomed - never happened though!!!

No new claims for Incapacity Benefit anymore - it has been replaced by ESA which is means tested. SSP is an option if Pobby is not self employed though (& he hasn't already used up his allocation). There may well be other options too - there are over 50 different welfare benefits in the UK. One or 2 may apply. A full interview discussing personal circs & the impact of any illness/disability would be the best.

fc123

Hi Pobby, I only glanced at the link but saw it was about USA foreclosures.

Hope you are feeling OK and I just wanted to post a quick response to you and send you a virtual (((((((((( Hug ))))))))))))))))l

OH's mother has just got a little bit of DLA as she has all sorts of ailments and problems (including acute emphysemia) and she was very embrarrassed about applying. It was a friend of hers who pushed her to do it (as she won't 'bother' her sons about things) and I did the research for her.
It's not a lot per week but she is 66 now and never claimed a penny in her life, ever.

Pop over to Nice people thread if you want chit chat.:cool:

Pobby

Thanks guys for your massive support. No mortgage but a bunch of savings. Sadly, going to be honest. I am diagnosed with some form of mental illness. Just what you want at my age. Very debilitating. Stil not sure what it is. Seems like sleeping sickness, lol. Can stay in bed all day. Feel safe. It is very worrying.

Not sure why I posted that link. Think I am afraid of the fragility of what is going on in the world. Played very much on my thoughts. Time was, years ago, you kept your head down, worked hard, and benefitted. Stopped watching TV, too much rubbish and advertising. However we have TV because my darling wife who works all under the sun, caring for the sick and disabled, likes to waych it.

Anyway, thanks for the support.

Davesnave

Pobby, it's good to hear that you've sought help. As the kind of symptoms you describe could be a number of things, your GP and whoever he/she's referred you to may need more time to work out which it is.

I think few of us who think beyond the immediate situation ever get through life without a blip or two in mental health, but it's especially hard on people who are conscientious. I went through a rough patch at the age of 40, thinking it would be a whole heap better to have something physical wrong , so I could have proper 'permission' to be ill! The doctors told me my symptoms were all fake though, so in the end I had to accept that my mind was playing tricks. I got through it, but it was tough, learning I wasn't Superman, after all. Bu99er!:rotfl:

Before I had my mental health issues, I thought I was happy, but after them I was much happier, so going through a bit of crisis can be positive. Like you say, the world seems very fragile and insecure at times, and learning to accept this, rather than trying to control everything, was the key for me. The other useful thing was talking about it, so as fc123 says, pop over and chat on Nice People when you feel like it.

Generali

Pobby wrote: »

Thanks guys for your massive support. No mortgage but a bunch of savings. Sadly, going to be honest. I am diagnosed with some form of mental illness. Just what you want at my age. Very debilitating. Stil not sure what it is. Seems like sleeping sickness, lol. Can stay in bed all day. Feel safe. It is very worrying.

Not sure why I posted that link. Think I am afraid of the fragility of what is going on in the world. Played very much on my thoughts. Time was, years ago, you kept your head down, worked hard, and benefitted. Stopped watching TV, too much rubbish and advertising. However we have TV because my darling wife who works all under the sun, caring for the sick and disabled, likes to waych it.

Anyway, thanks for the support.

If it's very debilitating or is one of those things that gets worse you might want to consider giving Mrs Pobby Enduring Power of Atorney(SP?) so that she can deal with all of your financial affairs. It trumps all that 'data protection' flim flam that call centres love so much.

Have you sought treatment and if so are you sticking to any meds you've been given? Lots of mental illnesses include a reluctance to seek or follow medical guidance among their symptoms. The range of drugs and other treatments for mental illnesses has improved hugely over the past 20 years or so.

All the best mate from a long way across the ocean.

SingleSue

Pobby, as a survivor of mental illness, I have a feeling of the sort of things that will be going through your head.

Re financial support, there are two different types - contributory and income based. The first it doesn't matter what your wife earns or how much savings you have, only that you have paid enough qualifying national insurance contributions. This link should help http://www.direct.gov.uk/en/DisabledPeople/FinancialSupport/esa/DG_171891

I suppose it depends on the nature of the mental illness, it could be that you just need to get the medication right and once that is done, you may be able to return to work - a diagnosis of mental illness does not necessarily mean you cannot work forever (I was off for 19 weeks with my breakdown, although I did go back too early, full recovery took about 4 ish years).

But do keep in touch with your friends....it was my online friends who got me through my breakdown, without them, I would probably not be here now.

Jennifer_Jane

Dearest Pobby - as always everyone above has said what has to be said. So I'm just coming in here for you to please add my name to your thread to show support.

Hope you get things diagnosed soon, and with the right medication. They're right about the benefits, the system is there especially for the tough times. And they are right about Mrs Pobby. Time to concentrate on getting better or managing your situation.

How old are you, Pobby? I understand about the financial situation changing very drastically for you, but apart from that, I just want to say that there is masses to do and think about, if you do have to 'retire' early. So please know that your life can still have a strong purpose even if you are not working in the standard way.

The world does seem a strange, dangerous place at the moment, but things will get better, things do pass. As you say, keep away from watching too much news (I used to deliberately watch comedies or anything that would make me laugh), and if you can go for walks (you said that bed was the place for you at the moment), do try to do that. There is wonderful countryside about, and it is so uplifting (take a camera so that you can keep looking back at the lovely places too, perhaps?).

Very best of luck, dear Pobby. It's amazing what you can get through with just a bit of help.

Jen
xxx

PasturesNew

Pobby wrote: »

Thanks guys for your massive support. No mortgage but a bunch of savings. Sadly, going to be honest. I am diagnosed with some form of mental illness. Just what you want at my age. Very debilitating. Stil not sure what it is. Seems like sleeping sickness, lol. Can stay in bed all day. Feel safe. It is very worrying.

Not sure why I posted that link. Think I am afraid of the fragility of what is going on in the world. Played very much on my thoughts. Time was, years ago, you kept your head down, worked hard, and benefitted. Stopped watching TV, too much rubbish and advertising. However we have TV because my darling wife who works all under the sun, caring for the sick and disabled, likes to waych it.

Anyway, thanks for the support.

Oh - sounds like a Second Teenage Years syndrome. Love it.

What I have isn't mental illness ... it's quirks

Just enjoy it.... if you're worried about it, you're worrying, which is then a worry. Chill out and practise gangsta-speak or something

I think one of the hardest things is being around "normal" people, when you spend a lot of energy "trying to look/sound/act normal" so they don't ask you tiring questions....but that's tiring.

vivatifosi

Hey Pobby, another invite over to the Nice People's thread. You might also want to try "The (Not so Old) Crocks Cafe" in the Disability and Dosh board where you can chat to people facing the same sorts of issues as you.