Time limit on chargeback on Section 75?
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semper40
Posts: 3 Newbie
in Credit cards
Does anyone know of a time limit legality on the use of a chargeback for a credit card? I purchased a custom made item from the states in June and was informed of a 6 to 12 week delivery time. The item has never turned up and I have had various promises of delivery and despatch, even a lost in the post, with the packaging returned to supplier. They have given me tracking numbers that are obsolete or do not exist. I have just contacted amex re a chargeback, and they inform me it is outside their 3 month time limit. If the time limit is valid, does anyone have any other ideas?
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Comments
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write to them and ask for a final decision letter as you want to refer the matter to the Financial Servicwes Ombubsman0
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The time limit is 90 days for not recieved goods.
The time limits are legal although some companies will still try to assist the companies they are trying to do a chargeback against have no legal obligation to provide the necessary information to complete a chargeback.0
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