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Spyware

My computer has become infected and i get warning messages every 10 mins, i have tried to download spyware removers but it doesnt go any further when i click run.

i literally have no ideas about computers, it keeps telling me my only solution is to buy their recomended antivirus at 79.99, way to expensive.

any suggestions will be grateful as i dont want to lose my computer so close to deadlines!
Paying it all off in 2017:
Finance 1- [STRIKE]115[/STRIKE] Paid Jan 2017
Finance 2- 335
CC - [STRIKE]2000[/STRIKE]1800
OD 1 - [STRIKE]2200[/STRIKE] 1850
OD 2 - 2500

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