You can get 4.9% from Aldermore on a fixed 5yr term, the extra interest does not suffice the zero protection afforded by the JL product.
The AA is now offering a 5% 5-year bond which unlike Aldermore allows early access with 90-360 days penalty depending on the year in which the request is made. It also permits smaller amounts to be deposited than the £10,000 required by Close Brothers' 3-year bond. http://www.theaa.com/savings/fixed-rate-savings-accounts-products.html
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The AA is now offering a 5% 5-year bond which unlike Aldermore allows early access with 90-360 days penalty depending on the year in which the request is made. It also permits smaller amounts to be deposited than the £10,000 required by Close Brothers' 3-year bond.
http://www.theaa.com/savings/fixed-rate-savings-accounts-products.html