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Looking for credit card to pay off overdraft.

fluffynit
fluffynit Posts: 11,339 Forumite
Part of the Furniture Combo Breaker
Hi

I need a 0% credit card that I can transfer my overdraft onto. Tried Barclaycard but they only take transfers from other c.cards.

Ideally it would be 12 months interest free and don't really mind if there is a small transfer fee.

Any advice?

Thanks in advance.

fluffynit :)

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    M&S (via their Sterling travellers cheque loophole)
    15 months 0% for a 1% fee

    Egg Card
    Up to 14 months 0% for a 3% fee

    MBNA
    Up to 16 months 0% for a 4% fee
  • fluffynit
    fluffynit Posts: 11,339 Forumite
    Part of the Furniture Combo Breaker
    Excellent, thank you Y.B, will look into them

    :)
  • I did mine with MBNA and am so pleased that I did!
    You just need to make sure that you budget properly and don't go back into the overdraft on top of the credit card debt you will have.
    Overdrafts transferred to MBNA £953.40/£4279.80 Car insurance (on CC) £461.98/£751.98 :mad: Bank of mum and dad £1500/£5000
    Total debt repaid £2915.38/£10,031.78 (29%):T Owed [STRIKE]£10,031.78[/STRIKE][STRIKE] £7400[/STRIKE] £7116.40 Pay off as much as you can in 2011 challenge £1127.60/£4000
  • Jammi
    Jammi Posts: 142 Forumite
    Tesco Credit Card is also one to consider. If accepted place an order for Sterling Travellers Cheque (1.25% Commission), interest free for 13 months, and deposit into your bank account.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Egg is being sold to Barclaycard - not sure if they are taking any new applicatons.
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