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Looking for credit card to pay off overdraft.
fluffynit
Posts: 11,339 Forumite
in Credit cards
Hi
I need a 0% credit card that I can transfer my overdraft onto. Tried Barclaycard but they only take transfers from other c.cards.
Ideally it would be 12 months interest free and don't really mind if there is a small transfer fee.
Any advice?
Thanks in advance.
fluffynit
I need a 0% credit card that I can transfer my overdraft onto. Tried Barclaycard but they only take transfers from other c.cards.
Ideally it would be 12 months interest free and don't really mind if there is a small transfer fee.
Any advice?
Thanks in advance.
fluffynit
0
Comments
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M&S (via their Sterling travellers cheque loophole)
15 months 0% for a 1% fee
Egg Card
Up to 14 months 0% for a 3% fee
MBNA
Up to 16 months 0% for a 4% fee0 -
Excellent, thank you Y.B, will look into them
0 -
I did mine with MBNA and am so pleased that I did!
You just need to make sure that you budget properly and don't go back into the overdraft on top of the credit card debt you will have.Overdrafts transferred to MBNA £953.40/£4279.80 Car insurance (on CC) £461.98/£751.98 :mad: Bank of mum and dad £1500/£5000Total debt repaid £2915.38/£10,031.78 (29%):T Owed [STRIKE]£10,031.78[/STRIKE][STRIKE] £7400[/STRIKE] £7116.40 Pay off as much as you can in 2011 challenge £1127.60/£40000 -
Tesco Credit Card is also one to consider. If accepted place an order for Sterling Travellers Cheque (1.25% Commission), interest free for 13 months, and deposit into your bank account.0
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Egg is being sold to Barclaycard - not sure if they are taking any new applicatons.0
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