money left in trust and ESA income related limit

eskimo26

dealer_wins wrote: »

Given that my previous post was deleted by the forum police, I will try to be more diplomatic.

The OP thinks it is perfectly OK to .... ... .... out of taxpayers, and to deplete the pot for people who genuinely need help.

And?..... What is your response to the OP's question? Did you bother to read the stickied rules on this section? Do you have any advice or resolution to the OP's query at all? There are no forum police on here only people doing there jobs because others haven't bothered to read the rules for posting in this section.

OP i would research the discretionary trust that has been suggested.

DMG24 are you saying she can reclaim any money spent on 'essential repairs'? How would this work?

Also welshmoneylover, not sure about a cruise for Gran, apparently so many elderly people go on them that they often average 2/3 deaths while at sea (my dad's sister got back from one recently). Probably would make me a wee bit queasy or sad if i was elderly, each to there own though she can certainly treat herself to a nice trip somewhere.:)

Pigletto

eskimo26 wrote: »

DMG24 are you saying she can reclaim any money spent on 'essential repairs'? How would this work?

No, reclaim is referring to a 2nd claim for income based ESA if she is turned down for the 1st on the grounds that she has savings/capital of over £16k.

If she is assessed for income based ESA and turned down because of savings/capital over £16k but then her savings/capital goes below £16k as she has spent it on essential works to her house then she can make another claim. If she has the receipts to prove that she spent the money on essential works, etc then it is unlikely that the DWP will turn down the application on the grounds of deprivation of capital. They just need to see that the money was not deliberately spent or given away just so the person is eligible for benefits again.