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Credit file amendment?
Gazwa
Posts: 33 Forumite
in Credit cards
Hi guys,
hope this is in the right forum and somebody can help...
I was discharged from bankruptcy in Feb 2009, and im just slowly finishing clearing up my credit files... I have written to halifax to ask them to remove some incorrect late payment markers for which they had marked on several months.. ( i know it sounds picky but trying to maximise the length of clean history since bankruptcy) they have now amended it on equifax so far but now a 'D' has appeared in the history of the account.. does this mean they have decided to mark it as defaulted and i now have another default? .. brilliant, can they do this? or would they have needed to let me know before?
any advice greatly appreciated
Cheers
Gaz
hope this is in the right forum and somebody can help...
I was discharged from bankruptcy in Feb 2009, and im just slowly finishing clearing up my credit files... I have written to halifax to ask them to remove some incorrect late payment markers for which they had marked on several months.. ( i know it sounds picky but trying to maximise the length of clean history since bankruptcy) they have now amended it on equifax so far but now a 'D' has appeared in the history of the account.. does this mean they have decided to mark it as defaulted and i now have another default? .. brilliant, can they do this? or would they have needed to let me know before?
any advice greatly appreciated
Cheers
Gaz
0
Comments
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Hi Gaz
Look on the bankruptcy board - one of the sticky threads at the top by fermi is about sorting out your credit file post bankruptcy and explains what it should show in terms of dates etc and how to sort out anything that is incorrect.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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