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Friday 4th March-What small DFW things will you be doing today?!

determined_new_ms
Posts: 7,867 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:T
Morning :wave: yay here we are Friday :j and I believe we made it without any casaulties :rotfl:I'm up for doing the pants off of my work, getting as much done as I can and loving it while I'm there - who is with me for the final time this week????? :T
Picasso - lovely posts yesterday really happy things have turned a corner for you & also you got ur dream holiday! :T
Candy how did it go at WW?
Today:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:T
Morning :wave: yay here we are Friday :j and I believe we made it without any casaulties :rotfl:I'm up for doing the pants off of my work, getting as much done as I can and loving it while I'm there - who is with me for the final time this week????? :T
Picasso - lovely posts yesterday really happy things have turned a corner for you & also you got ur dream holiday! :T
Candy how did it go at WW?
Today:
- checked banking
- did VSP
- free porridge at work for brekkie
- salad for lunch & try to drink 2 lts water
- call Groupon re bodyshop vouchers - didn't do this yesterday
- show oh the cookers i am watching on ebay
- meal tonight with oh & ds at a very reasonably priced thai place mmmmmmmmmmm
- check for surveys
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
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Comments
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Aaaaaaaaah you beat me to it!!!:D Nearly a whole week of sarting the thread before 7, I was quite excited! But I'm still here before 7...so I'm pleased with that;)
Hope all well - yippee skippee doooo it's Friday and there won't be an alarm going off at 6.15 tomorrow:beer:
Ok, here'smy list then:- check banking
- check Onepoll
- packed lunch for dd2
- meal from home for me - use up hm coleslaw
- free cuppas at work
- finish next week's meal plan
- write shopping list
- heating off during the day
- meal from plan tonight - chicken curry I think it is
- meat out of freezer to defrost
- read paper online
- do any surveys I get - well, try to do before getting booted off:rotfl:
- Sparkle, as it's Friiiidaaaaayyyy!
I really need to sort out a new signature!0 -
soz pixie! Its been ages since 've started it off! You are now officially the queen of early mornings :rotfl:DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Morning everyone! Its Friday and this week it really is! (last week I worked the weekend and hated Friday!!!) Woo hoo.
1. Check banking (done)
2. Packed lunch (done)
3. Hot pot for tea (on)
Sadly I woke up to an email from Ikea this morning stating that their sale was starting today. The sofa we decided we were going to buy when we had saved for it is £1000 off. What are the chances hey? So some work with the budget to be done today methinks. Not very debt free wannabe but very MSE!
Have a great day xIf you knew it then you know it!
£3160/£11,0000 -
Oh ladies, how the banter helps me get up in the morning0
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Happy Friday to you all, and thanks to DNMS for starting the thread today.
I can't wait for 5.30 tonight as there's far too much 'office politics' going on at the moment. I quite innocently lit the blue touchpaper yesterday and, my gosh, did those sparks fly! I think I'll shut myself in my office today and keep my head down or I may say something I'll regret
So far today:- checked banking
- checked OnePoll
- made lunch to take to work
- fed and watered chickens
- boxed 6 eggs to take to DD tonight
- do an hour overtime before work (but not this evening too)
- LSD - just icing sugar for the Hummingbird Cake
- phone NHS pension scheme to find out where my refund is - they said 5 days over a week ago
- phone HMRC to see if I am entitled to a tax rebate
- phone WTC as my payment hasn't gone in the bank
- charge mobile at work for the weekend
- free coffee at work now I've ordered the decaff
- all meals from stores
- visit friend tonight to discuss market stall (and eat lots of above-mentioned cake) :j:j
- if I can't *sparkle*, I'll try to shine a little bit :rotfl:
Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
morning all. i'm quite sad it's friday as it's my last day off before going back to work tomorrow booo!!
stitchy don't hold your breath waiting for the NHS pension people. it's taken 2 years for them to believe i don't work for them anymore!!!
anyway my list for today
check banks
ebay
do the ironing i didn't do yesterday
typing for church
visit friend
NSD again as not planning on leaving house except to visit friend
start knitting for friend who's having a baby
try not to think about going back to work tomorrow!
that'll do me for now
happy friday everyoneGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
stitching_witch wrote: »I quite innocently lit the blue touchpaper yesterday and, my gosh, did those sparks fly!
Mother....you never "quite innocently" do anything...! :rotfl:
DNMS ...up for the pants off your work??? That actually made me laugh out loud and will make me giggle all day!!!
Anyway, here is my list:-
- Checked banking, no change
- Hassle DB3 into transferring money
- Do some surveys
- Work hard!
- Try to sort some change for car boot on Sunday
- Sell a purge today - got a few opportunities!
- Check and update spreadsheet
- Work hard and sell labour
- Take a look at WIP
- Sparkle :A
JxNothing to report as yet...give me a minute...!0 -
check bank
check onepoll
get research finished
take books back to libraries (uni and normal)
do 200 words on essay** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Good morning everyone,:j IT'S FRIDAY! :jSorry, it's been a long week! Although I have finally caught up at work, which is a lovely feeling not rushing around with tonnes to do still. But hey, bring on the weekend!DNMS - I'm with you! Enjoy the meal tonight.
Stitchy - Ah office politics...it's things like that, that reinforce my desire to get OUT of office work...or at least into my own office :rotfl: Hope you manage to keep your head down today.Today I have/will:-- [STRIKE]Food from stores including leftovers for lunch, HM chinese mmm[/STRIKE]
- [STRIKE]Heating off during working day[/STRIKE]
- [STRIKE]Make use of free coffee/water at work[/STRIKE]
- Charge phone at work/via pc if it's on
- [STRIKE]Dinner from meal plan - HM lasagne tonight, again, mmm![/STRIKE]
- Update ebay challenge
- [STRIKE]Log calories on free app[/STRIKE]
- [STRIKE]Log any expenditure on free app - aiming for a NSD though[/STRIKE]
- [STRIKE]Check for surveys[/STRIKE]
- [STRIKE]Enter comps[/STRIKE]
- Put some washing away
- [STRIKE]Check cashback[/STRIKE]
- [STRIKE]Check online banking[/STRIKE]
- [STRIKE]Research wedding photographers more[/STRIKE]
- Get some things ready for ebay if I can be bothered?? Lol!
- Nag OH to call his bank
- [STRIKE]Staying in tonight to save some pennies, might cuddle up on the sofa with a movie though[/STRIKE]
Have a great, moneysaving day everyone x:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 - [STRIKE]Food from stores including leftovers for lunch, HM chinese mmm[/STRIKE]
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Morning all :wave:
Thanks to DNMS for starting us off. I don't think I'll ever be up early enough to start this thread.
:j Yay its Friday :j
Finally, this is the last day of a full week of work for a while. Officially 1 week until the big birthday! :eek:
Working from home today. So today I will:
[STRIKE]Do yoga before starting work[/STRIKE]
Check bank balance
Check Surveys
Check Ebay
Train to my DH :j
Wow, thats a short list today. Have a great day.
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0
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