Applying for a cc - minimum time at address

paulryan99

Hi all
I'm applying for a cedit card and was wondering what the minimum time at an address is. I've moved to a new address since aug 2010 and prior to that lived in another house for 12months. Previous address I was in for 1 year also. and before that 3 years.
Sorry if this sounds confusing!
Reasons for this are pretty straightforward
Moved to uni here from Eire - lived in house for 3 years for my degree
did a post grad and lived in my own flat for 1 year
got qualified and moved to another part of UK to work
Finall found a permanent job (since Jan 2010) and had to move closer to be nearer work.

Now while I think this is straight forward I'm worried that my application will be turned down because I'm only at my current address for the past 6 months. Do I need to wait until I'm living here for 12 months.
(I have checked my credit report which seems fine - no CCJ, bad debts etc)
Any help / info is greatly appreciated
Thanks

[Deleted User]

you could be ok,you could also talk to the cc company and explain

ironlady2022

Moving around is not very attractive to a lender but you can only try. They ask for last 3 years and if you have moved around, ID will more than likely be needed.

Pinkruth

It will probably be more to do with who your applying too. Some mainstream may be a bit jittery by the moving around, but as long as your credit file is good I dont think it will be too much of an issue.