Housing Benefit/LHA and savings?

dodger1

pandaspot wrote: »

as torbruk says its £1 for every £250 over £6000.

you have to declare all capital you have, that includes savings, property, stocks, shares, money under the bed...everything.

Unless you get pension credit (guarantee part). A single person can have about £67,000 in savings and get £1 pension guarantee credit and then get the full LHA allowance and the full council tax allowance. Obviously you need to be at least 60 years old.

allen35

Do you work OP, if not are you receiving carers allowance for any of your children if on DLA.

What benefits does your husband claim, is it IB/ESA.

Have you applied for Income Support on the basis of carers, if 2 children get middle rate care of DLA you both may be entitled to claim carers allowance and therefore get the carers premium in Income Support.

If IS is payable you could then apply for Mortgage Interest help.

Contact the benefits line on 0800 055 66 88

MandyG_3

allen35 wrote: »

Do you work OP, if not are you receiving carers allowance for any of your children if on DLA.

What benefits does your husband claim, is it IB/ESA.

Have you applied for Income Support on the basis of carers, if 2 children get middle rate care of DLA you both may be entitled to claim carers allowance and therefore get the carers premium in Income Support.

If IS is payable you could then apply for Mortgage Interest help.

Contact the benefits line on 0800 055 66 88

I am self employed working fromhome, but not earning much at all due to my other responsibilities

my husband gets IB and DLA, I get carers for him and he gets the carers credit thing for one of our daughter's on DLA.

We cant get IS due to my DH's IB

we need to move as we only have 2 bedrooms here and it's a squeeze as there are 6 of us. We did think we could stick it out, but that wouldn't be fair as we couldn't afford to get an extension done to give us another bedroom.

will be contacting CAB regarding the equity from sale of the house - it really would help out with the hospital costs for the next few years.

thank you
x

HappyMJ

The £10,000 is under the £16,000 limit so it would only reduce your claim by a small amount. Maybe £16 per week. You can then spend it as you see fit on medical costs and tell them again regularly and they'll increase your benefit by £1 for every £250 that you spend.

allen35

MandyG wrote: »

I am self employed working fromhome, but not earning much at all due to my other responsibilities

my husband gets IB and DLA, I get carers for him and he gets the carers credit thing for one of our daughter's on DLA.

We cant get IS due to my DH's IB

we need to move as we only have 2 bedrooms here and it's a squeeze as there are 6 of us. We did think we could stick it out, but that wouldn't be fair as we couldn't afford to get an extension done to give us another bedroom.

will be contacting CAB regarding the equity from sale of the house - it really would help out with the hospital costs for the next few years.

thank you
x

I don't see any benefits that the disregard of capital would apply to apart from HB/CTB. Make sure you inform the council (when you apply) of all the disabilities and carers allowance claims in the family as premiums may apply and depending on the rental of the property you would be entitled to at least a 3 bedroom rate, check out your local council website for the criteria of bedrooms.

Keep all records of your self employment as they would need this to calculate your award.

£9,999 would reduce any claim by £15 per week.

I take it you are aware of the maximum hours/earnings for carers allowance..