Insurance Claim Help

Quentin

You say his car is worth £300. So the most he would get would be £150.

Should it come to this (50/50) you could pay him the £150 and retain your NCB.

alistair.long

Hi,
As its going 50/50 doing the case may not be a good idea as if you open a claim against him, he may counter claim and then if he wins the counter claim you will have to pay 50%.

Unfair I know, thats why I pull my phone out and secretly record them, I have slipped up, as I did't record once, thinking I did .

alistair.long

Quentin wrote: »

It won't just be £40 the OP would be down.

He'd be faced with the court costs, expenses for the defendant, loss of earnings for the defendant etc.

You are correct, the claimant will only get back half all his costs, and also have to pay the other person 50% of his claim if any.