How much in the £?

FavDaughter1

Hi, it's just the truth! and like you i'd banked with Lloyds from leaving college...over 20 years,my how time flys lol!

i felt terrible when looking at the debt and at what we could afford,it upset me,but it's the way it is,you pay back what you can afford. it does make me question why it's possible for people like us to lend/get so much credit. circumstances changed for my hubby,a drop in income which didn't help at all but i still think even if that hadn't happened he was still getting too much credit.

gabby,hi, how far are you into your iva?

hi lovetohorde,sounds like you're at the start of the path. ours went through lower than wwhat you're expecting so keep positive