Incapacity Benefit moving to ESA - what about savings?

tom9980

schrodie wrote: »

But what happens if your illness deteriorates to the point that you would be eligible for the Support Group of ESA? Or you unfortunately have to start receiving cancer treatment?

Who knows? i dont. its not made clear from what i have read so far, hopefully they get put in the support group!.

No idea what happens to NI credits either i guess you will be ok to sign on for those in some way and be able to claim full state pension.

To be clear this will affect me when they port SDA to ESA supposedly in 2014, no idea what i will do.

schrodie

tom9980 wrote: »

Who knows? i dont. its not made clear from what i have read so far, hopefully they get put in the support group!.

No idea what happens to NI credits either i guess you will be ok to sign on for those in some way and be able to claim full state pension.

To be clear this will affect me when they port SDA to ESA supposedly in 2014, no idea what i will do.

Welcome to Cameron's "compassionate caring conservatism". :eek:

Molly41

Contributions ESA continues to be paid for those in the Support Group. It wont be limited for one year!

toscat

hi, pink lady,saw your post about savings not being affected if in support group regardless of whether you're in contribution based or income based esa.My friend has severe lung disease and has been pensioned off work and due to receive a lump sum.she is on high rate dla and high rate esa and been told she is on support group.she was told she is on contribution based esa but receives some of the benefits that income based has i.e. help with mortgage interest,free prescriptions,etc.she didn't think you could be on both but they have told her she can. Her worry is what will happen to her works pension,will she lose out on her benefits because of her lump sum which she needs to pay back family and friends who helped her with mortgage when she was off work with half pay, she has worked her entire life and never had to use benefits,so is unsure how system works.She did phone benefits up and told them she would be getting some money from work and they told her they are not sure how it would affect her and to phone back when she does get her lump sum. Any advice would be appreciated.

Cpt.Scarlet

She needs to see an advisor who can look at her income and benefits.

toscat

thanks cpt scarlet i'll tell my friend.

Grem

Cpt.Scarlet wrote: »

The Welfare Reform Bill will limit eligibility for Contribution Based ESA for members of the WRAG,, but not the Support Group to one year from the date you are transferred from IB to ESA.

After this, a claimant would be eligible for Income Related ESA subject to their meeting the associated means test.

Thanks for reply.

What is WRAG?

Cpt.Scarlet

Grem wrote: »

Thanks for reply.

What is WRAG?

Work Related Activity Group

Grem

Cpt.Scarlet wrote: »

Work Related Activity Group

Thanks - Will do a little more research!

overthehill50

Hi. I have been on IB for 12 years and when transferred to ESA(CB) will most probably be put in the WRAG. After a year my savings will mean that I will not qualify for ESA (IB). However I have a problem as my money is tied up in a five year bond and I only have a small occupational pension. I can only get my hands on the money if I die or become bankrupt before the date of maturity. What will I live on?