Thursday 3rd March-What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:T

Gooooood morning...happy Thursday:j:j
Hope everyone is well and busy busy. I had a good day off yesterday - took my eldest to orthodontist appt and we had a nice cuppa after. I didn't get a huge amount od Uni work done, but did do some school work:) And didn't spend much - car park, coffee, hot choc and a cake....oh and a mag to keep her quiet;)

So - off to work today...then home, no spends:)
List time:

• check banking - move tax credits to spends acc/grocery acc
• ckeck onepoll - £8.65 now:D
• packed lunch for dd2
• free cuppas at work
• dry washing off airer and up to airing cupboard
• lunch from home
• meal from plan tonight - jacket pots with chicken
• heating off during day...low later on

That's enough for me - just a quiet day here:p
Have a good one people:A

determined_new_ms

:rotfl: was just about to start us off pixie & you piped me to it, again! :rotfl:

hope you and everyone else who posts, reads, and doesn't are very happy on this glorious thursday can anyway believe its Thursday already???? This week is flying & it will soon be the weekend :j

so today I will:

• sort out cc's - what payments from where
• call Groupon re my bodyshop voucers
• free porridge for brekkie & sandwich & fruit for lunch
• return top to DP for refund
• check onepoll & do a couple of surveys in my inbox
• go for NSD no 2?
• go to the gym after work
• do some portuguese - free stuff of course

ok that'll do me. Let's get pumped up and make the day go by happily? Who's with me???! x

stitching_witch

:wave: Good morning everyone and thanks to pixie for getting us going today.

It's felt like a long week after beng off for three days last week, and not an easy week either so I'm really looking forward to the weekend. Not long now....


Today I have:

• run WM on Economy 7
• checked local paper for jobs for DH and myself - nothing suitable
• made lunch to take to work
• checked banking
• checked for surveys - done one, screened out of two
• fed and watered the girlies and asked for 4 eggs today

I will also:

• do an hour overtime each side of the working day
• get a lift in and out of work with DH as he needs the car today and still a bit nippy for the bike
• write my March goals list - didn't get chance yesterday
• cut out waspie corset lining tonight and start assembly
• only put sewing room heater on whilst in there
• send DH to L!dls for the cheap fruit bushes
• all meals from stores

Have a good Thursday folks, catch up later, stitchy x

DawnW

Morning :j

Thought I would post early for a change! I don't usually get round to it till bedtime.

Today:

Check online banking (done)

Porridge and blueberries for breakfast (done)

See to dogs and chickens (in a minute)

Free paper on train to work and Guardian online for proper news, and also free

Packed lunch for work - I can use the one I made yesterday and left in the fridge at work as I ended up with an unexpected free lunch

HM fishcakes for tea

NSD except for station car park (can't think of anything I need today)

Mortgage now down below 30k :j:j:j Its days are numbered :D

OrangeFairy

Hello ladies!!

I am very pleased - i was having to work today to make up 2 hours i owe them from last week....however i had the work cash book to write up so i took it home and did it till midnight mast night meaning i don't have to go into work today!

Today

Badminton at 10
Friend picking me up and dropping me back
Carry on with 2010 photo book - mearly done
make a decision of kids pocket money amount
kids swimming
Wash kids hair at swimming
Housework
Mum round for a cup of tea
Dinner from stores - half the meal i made for valentnes day!

Have a great day - i plan to burn some serious calories today!!!

3 weeks today until my dress fitting and i am not going to make my 1st minimum loss at this rate - i wanted to lose a stone and a half!!

Right of to wash up and have a coffee!! xx

cattyboo

Good morning all!

I have been mega slacking recently and need to get myself in gear to get stuff done (either that or stop taking on so much )

Today I will:
- [STRIKE]fruit juice and a banana for breakfast, the OH doesn't eat them and I hate it when they do all brown and spotty so will have to get munching![/STRIKE]
- [STRIKE]take snacks into work[/STRIKE]
- charge phone at work
- [STRIKE]got a massive presentation to do today :eek: so am treating myself to a bought lunch afterwards :beer:[/STRIKE]
- pre-make some biscuit doughs for market baking tomorrow
- gym
- clean kitchen

Hope you all have a good one (Friday tomorrow, yaaaay!)

Love C xx

Karb

Morning everyone.

Finally got round to phoning Mint yesterday to cancel my credit card rather than pay the increased interest rates. I meant to do it at the weekend but didn't get time. Its not a huge increase, but would have meant an extra £10 per month, which seemed silly when I don't want to use the card any more anyway.

Working away again yesterday and today so staying overnight in York last night.

Yesterday's and today's lunch plus last night's dinner are all on expenses, and breakfast is paid for. I'll visit Mr T's at lunchtime, buy as much as I can with my £5 allowance, then eat as little as possible and take the rest home for the kids. And get Clubcard points too.

On the downside, I did spend £11 on drinks last night, but I'll blame that on celebrating my contract extension.

Will raid the hotel room of its toiletries, tea, coffee and sugar before I leave (as always). I'm building up quite a collection at home now :-)

Hoping for a NSD today (or at least no spend that I can't claim back). Depends on whether I get home to an empty fridge or bread bin though!

Probably won't get time to do much else today.

Have a great day everyone.

Candy0107

Morning All

Brrrrr, its freezing this morning! – I had to give in and buy a coffee as I had 25 minutes to wait for the bus today

Pixie, thanks for starting the thread again today

Today I have/will
• Checked online banking – only a small DC transaction yesterday when I crumbled in Asda and bought some much needed underwear
• Will try for a NSD – I spent the £15 in my purse yesterday (on general rubbish)
• Will pop into town at lunch to get a balance on my savings account (free bus)
• Meals from storecupboard
• Used railpass to get to work
• Charge phone at work later
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Off to WW tonight, so will be on later to post my result

Have a great day everyone
Candy xxx

starnac

morning all. day one of 2 days off :j. feeling pleased as work is getting me down lately. i need two productive days so that i can feel like i have achieved something. DH is away with work so just me and DD til the weekend.

today i will

HC
[STRIKE]check banks[/STRIKE] grr online banking just kicked me out and wont let me log on for 60 minutes :mad: finally let me log on
[STRIKE]update spreadsheets[/STRIKE]
ironing
tidy study
[STRIKE]sort out compost bin[/STRIKE]
must post CD's
[STRIKE]re-jig budget with new figures[/STRIKE] better than i thought
tidy front room
no heating on til DD comes home from nursery
tea from stores
[STRIKE]ebay listings on turbo lister[/STRIKE]
NSD as not planning to leave house

that'll do for now i think. happy thursday everyone

Amara

Hello!
-I'll go to four of my customers
-go to bank
-pay for SKY
-cook a tea
-do ironing
-have my running workout
and then I'll see .
Bye!

josiebabie

Gooooood morning!
And yes determined...I am up for it!!! :j:j:j

Good game of netball last night, feeling quite energetic again!

Today I have/will:-
- [STRIKE]Checked banking[/STRIKE]
- [STRIKE]Message Egg to find out why they took £39 instead of £35? Not a problem but would rather know![/STRIKE]
- Run washing machine over night on eco 7
- Run tumble over night on eco 7
- [STRIKE]Restocked work larder with bargains from Lidl last night[/STRIKE]
- [STRIKE]HW off[/STRIKE]
- [STRIKE]Do some surveys, VO and OnePoll[/STRIKE]
- [STRIKE]Give DB3 my bank details so he can transfer some money[/STRIKE], he crashed my car last year (some of you might remember) and as a result my insurance has gone up by £250, he offered to pay the difference when it happened so have asked him to pay half the difference. He did offer the full amount but insurance goes up as a matter of course anyway, plus he was doing me a favour (servicing it) when he crashed it.
- Girly friend coming round for pizza and film tonight, Pizza from stores and she will bring film
- Sparkle!!! :A

Jx