We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

And so it begins

1246

Comments

  • FavDaughter1
    FavDaughter1 Posts: 300 Forumite
    lot's & lot's of good luck to you for tomorrow! what time is your meeting?

    keep busy!x
  • FoggyBrain_2
    FoggyBrain_2 Posts: 1,121 Forumite
    Best of luck Isis
  • judojub
    judojub Posts: 276 Forumite
    Best of luck for tomorrow Isis. Let us know won't you! x
  • FavDaughter1
    FavDaughter1 Posts: 300 Forumite
    just peeped in to check for news,thinking of you x
  • debtfree2016
    debtfree2016 Posts: 325 Forumite
    Good Luck, hope all goes well
    Never make assumptions always ask questions>>>>>;)
  • joesaunt
    joesaunt Posts: 224 Forumite
    Good luck for today, I have just had mine accepted today :T
    8 months to go till end of the IVA :j:rotfl::T
  • FoggyBrain_2
    FoggyBrain_2 Posts: 1,121 Forumite
    Any news ???
  • FavDaughter1
    FavDaughter1 Posts: 300 Forumite
    Joesaunt...great news for you:j, have a lovely sleep tonight x
  • Lizardwoman1
    Lizardwoman1 Posts: 9 Forumite
    I am thinking of applying for an IVA through this company has anyone used them before I have loads of conflicting information about IVA's and the amount that I would have to pay into them. GP say £214.00 a month for a debt of £27,000.00. Also I have 7 creditors and 3 of those are Lloyds TSB are they likely to accept it ??? any help/advice is appreciated

    Thanks
  • joesaunt
    joesaunt Posts: 224 Forumite
    Lizardwoman1 wrote: »
    I am thinking of applying for an IVA through this company has anyone used them before I have loads of conflicting information about IVA's and the amount that I would have to pay into them. GP say £214.00 a month for a debt of £27,000.00. Also I have 7 creditors and 3 of those are Lloyds TSB are they likely to accept it ??? any help/advice is appreciated

    Thanks

    Hi

    Lloyds were my main creditors and they accepted no problem. Others I had were EGG who said no! Santander and MBNA who didn't turn up or voice an opinion. As Lloyds were over 75% of the vote the IVA was accepted.

    Good luck
    8 months to go till end of the IVA :j:rotfl::T
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture