Wed 2nd March-What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:T

Goooood morning and a very happy wednesday to everyone:beer:
No work for me today, but am taling eldest for an orthodontic check up, very exciting. Still, we get a cuppa in the cafe afterwards;) This afternoon I must get onn with more uni work...so that's my day sorted.

Hope all well....nice to see the thread busier again:T
Ok, here's my list:

• check banking
• check onepoll
• post ebay sale
• packed lunch for dd2
• meal from plan tonight - beef stew
• meat defrosting in fridge...keep running costs down;) (Where is OliveOyl who gave us that tip?)
• heating low
• check ebay listings
• uni work

And that's all I can think of at this time of day:rotfl:
Have a great hump day:A

stitching_witch

Good morning all, and thanks to pixie for starting the thread. It's Wednesday, but not my week for a Grandma Day . Working a 'nine-day fortnight' can get a bit confusing. Wish I could afford to have every Wednesday off!!


So far I have:

• run DW overnight on Economy 7
• checked banking - still no sign of my £327 refund :mad:
• checked for surveys
• made lunch to take to work
• boxed up 3x half dozen eggs to sell

I will also:

• take DH's car and use his diesel - too cold for bike again
• get paid for the eggs
• nip into town at lunch time to buy chicken food using the egg money
• keep checking for surveys during the day
• do an hour and a half overtime at each end of the working day
• cook a Hummingbird Cake tonight using over-ripe bananas
• write my March goals list
• write a shopping list for Roman Blinds I'll be making with another DFW in April :D
• have an NSD (chicken food won't count as different budget)

That's plenty for one day I reckon! Have a good DFW day folks! stitchy x

Candy0107

Morning All

Pixie, thanks for starting the thread again today

Congrats on contract extensions, paying off debts, and boo to all the bad things that have happened to everyone here (sorry, didn’t remember who done what)

Today I have/will
• Checked online banking – no change
• Got £15.00 in my purse – will try to only spend this all month and not spend anything else
• Might pop into town at lunch to get a balance on my savings account (free bus)
• Meals from storecupboard
• Used railpass to get to work
• Work really hard at work as there is loads to do
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Need to text brother as there is a payment in joint account – I think it is from him….will call Mum as well to see if she has any clue

Have a great day everyone
Candy xxx

cattyboo

Morning all! :j

Today I will:
- [STRIKE]have a HM smoothie and HM teacake for breakfast[/STRIKE]
- take lunch and snacks into work from home
- [STRIKE]charge phone and laptop at work[/STRIKE]
- stick to meal plan for dinner
- LSD, just need a bottle of squash and a mushroom
- [STRIKE]do a survey[/STRIKE]
- [STRIKE]check topcashback[/STRIKE]
- evening class this evening, must go as have missed a few weeks (oops!)
- [STRIKE]book a doctors appointment of OH[/STRIKE]
- get everything done I need to at work (with a smile )
- post birthday cards
- hoovering

Yikes, best get going!

Have a good day everyone,

Love C xx

josiebabie

Morning all!

Feeling a bit better today, a scalding hot shower last night and 37 minutes on Wii fit did me the world of good! DD is at her dads today which meant I could get into work 15 minutes earloer, this makes all the difference, it's amazing!

Here is my list:-
- [STRIKE]Checked banking[/STRIKE]
- [STRIKE]Made payment to CC[/STRIKE]
- [STRIKE]Checked my budget for month [/STRIKE]:eek: tight
- [STRIKE]Update debt spreadsheet[/STRIKE]
- Netball tonight, prepaid and will take my own water
- [STRIKE]DHL collecting one ebay item[/STRIKE], post another through work (they don't mind)
- Do some onepoll / [STRIKE]valued opinions[/STRIKE] pushed me over £10 to claim voucher
- Still trying to justify buying a laptop or not?
- Write small Mr T's list and act on it AND stick to it!
- Sell a purge today
- Invoice lots of my held-back labour?
- Another busy day with lots of cars going out
- Snacks from home. Made Twinks flapjacks! Well...Twinks hobnobs but in a tray and cut into flapjacks, worked out 188 calories each! :eek:
- [STRIKE]Research into selling *something* on ebay, don't know what to put it up for or what it might go for![/STRIKE]
- Definately sparkle!

Jx

complimentschemistry

Morning all, and thanks Pixie for starting off the thread

Today was going to be an NSD but this is the thing. I'm trying to go gluten free as I think I may have an intolerance to it (doctors booked, etc) and unfortunately, the chicken tikka pieces I bought in the weekly shop has gluten in it So will have to buy some other chicken for my salad (trying to be healthier too!)

The things I will do today are:-
- Check online banking
- Eat food from stores (other than the chicken)
- Work hard even though the boss is away!
- Get an update from creditors about outstanding balances
- Try and be positive!
- Not do small load of washing and do 1 big load at the weekend
- Put my pennies left over from yesterday in my change pot

Happy Moneysaving!

Pernicious

Morning all,

I have the dentist today :eek: Never been a fan.....as long as there's no surprises & I can walk away with just a check up & clean I'll be ok though!

Today I have/will:-

• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Heating off during working day[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• Update ebay challenge
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• Put some washing away
• [STRIKE]Check cashback[/STRIKE]
• [STRIKE]Check online banking - Need to keep a close eye on all accounts as it's so tight this month & the phone bill turned out to be more then I thought![/STRIKE]
• [STRIKE]Walk to dentist - parking is rubbish round there anyway & it's just down the road from work[/STRIKE]
• [STRIKE]Research wedding photographers more - I did find a very cheap one but I found his email to be a tad rude when I asked to see more of his work & where he studied, how long he'd been in the business etc...[/STRIKE]
• [STRIKE]Read Martin's email[/STRIKE]

Have a great, moneysaving day everyone x

Rock_Cakes

Morning all

Thanks to Pixie for starting us! Yay it's hump day, this week seems to be speeding by. Sun is shining today, discovered that my office gets REALLY hot in the afternoon when the sky is cloudless so I have that to look forward to.

Today I will:
Walk to work
Check bank balances
Check surveys
Read MSE email
Have homemade lunch
Walk home instead of going to the gym
Ebay a few more items
Leftovers for dinner

Have a great day everyone
xx

kevstanley

This week IS going quickly! But I seem to have ages over everything this morning!

My list for today:

• checked online banking
• checked for/done several surveys
• started making bread
• make snacks to last the next couple of days instead of buying them
• heating on low
• continue filing
• dinner from stores/menu
• lunch on leftovers
• sort out energy monitor which arrived yesterday

My coffee with a friend yesterday ended up being free - it was so cold we stayed at her house instead of going out!

Have a good Wednesday, everyone

Nottoobadyet

Hello all, Im a bit late on the board this morning! glad Im not stuck on page 3

Hope your dentist is gentle, Pernie!
Thanks for starting us off, Pixie

Today:

• walked in to work
• collegue buying me lunch as I brought her goodies from America and Ethiopia, yay!
• try to focus on current job, not just squeel about new job!
• May go to gym after work and arrive a bit later for collegues leaving drinks - healthy and means I wont buy so much
• get quotes on storage to see how much my new life will cost me! I have to look to see if its cheaper just to bring stuff with me / get rid and buy new.
• make shopping list from meal plan
• crochet in the evening as I didnt get to it last night
• checked banking and updated budget

mbaz

Hiya everyone

Having a goodish day so far

Had a meeting with a lady about doing some temp nannying for her between June and Aug and it seemed to go well so fingers crossed I get it. Unfortunately I then had to go to the dentist for a filling so I'm feeling very sorry for myself now!! Nonetheless I will:

- check for surveys
- check for MS
- check banking
- storecupboard meals

Hope everyone has a lovely day

Mx