Please Advice and help needed

needtogetout

hi all
tried today the car insurance ,comes upto 993 with (elephant.co.uk) thts the cheapest i could find
and if i pay monthly, i have to pay around 325 upfront and then 11 monthly installment.

this no claims bonus, is this from the day i had the provisional licence or full licence. i got mine in august last year. i bought the car in april last yr

any suggestions

needtogetout

hi all


could anyone please enlighten me on the car insurance does this has payment protection added to the final amount , if yes, can i refuse it when buying the policy

please advice me
thx

katsu

I don't believe PPI is customary but if you are paying by installments the installment paperwork should say if you are buying PPI too.

NCD is based on the insurance you have held previously, not how long you have held a driving license. So if the car was insured in your name since April and you are renewing the insurance from April whatever-date-the insurance-currently-expires, then if you have made no claims you are likely to have 1 year of NCD. Insurers can, and often do, in my experience, ask you to send proof of NCD from your old insurer.

needtogetout

hi
can the car insurance be spread into 12 equal amounts for monthly, or do i have to pay the bulk amount for the 1st month then installments. will the insurance company agree for equal install, what should i say. please advice me on this

CH27

You need to ask the Insurance company.
Different companies have different rules regarding installments.

lemonpopsicle

Hi, I think as a priority you need to speak to your parents about your situation, you are being dragged under by the mortgage on a property you don't even live in.

needtogetout

hi
could anyone suggest legitimate data entry jobs websites which i can do from home.
need to make some extra cash.
got my water bill to 38 pounds(each) for 8 months
got the car insurance to 92 pounds
working towards getting out of debt

thx

needtogetout

update..

paid off some cards
3200 + 2000 +1600 +350

now the 4500 + 4500 left
sold the house (saved 600 )

casperlarue

just to say "well done" on reducing your debts! have you rejigged your SOA to take into account the extra money available to throw at the remaining debts?

Good luck to you all!

Bored

Looks like you've made some really great progress!