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Tuesday 1st March - What small DFW things will you be doing today?!

pixiechick99
pixiechick99 Posts: 3,730 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 1 March 2011 at 8:02AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:T

Goooood morning to you all.....we're into March now, Spring is on its way:beer: It's easier getting up when not pitch dark too....I love this time of year:D I'm signed up for the NSD chanllenege again - was all pleased that I resisted a diet coke at lunchtime yesterday...then realised it wasn't quite March so couldn't count it yet:rotfl:

Hope everyone well and had a good Monday. The thread's gone a bit quieter again...
Do join us and post a list - it does keep you focused...and we're quite a friendly bunch;)



Ok - time for my list:
  • check banking
  • check Onepoll...on £7.80
  • packed lunch for dd2
  • lunch from home for me
  • meal from plan tonight - bbq chicken thighs/drumsticks with HM wedges
  • heating off during the day
  • washing off airer and up to airing cupboard
  • pack up Next returns
  • Have my first NSD for March
  • Sparkle:T
Ok, that's my lot - have a great day everyone_party__party__party_
I really need to sort out a new signature!
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Comments

  • Hello Pixie :hello: thanks for starting us off :D (I was actually toodling over to start the thread but you piped me to it! :p) Happy happy March everyone, lets make it count eh?

    really need to get myself together as need to blow dry my hair and its such a palarva!

    today:
    • checked banking, shifted funds & paid rent
    • still need to work out budget for rest of the month/aka work out damage from the weekend...
    • soup out of freezer for lunch mmmmm
    • dinner out of stores
    • get petrol this morning
    • check for surveys
    • maybe swimming after work - weighed myself yesterday and its worse than I thought! :o must be better at not eating yummy things!
    I think that's enough for me - if I get time after work - i.e. its not dark when I get in I'll survey the pots I have in the garden and work out what I need to get fr vegies :T

    Have a brilliant day everyone x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Good morning all! Happy March everyone - it was really light here too when I got up this morning, nice!

    I'm on here to keep focused too if you don't mind?

    As for me today my DFW list is;

    Use money made from a sale yesterday to pay 2/3 of car tax (boo!)
    Take lunch for work
    Eat all food I take to work and don't buy any - fruit, cake, squash and lunch
    Have a look at shopping list to see if I need to buy anything today on a spendy day
    Read at least 3 papers for assignment and attempt to write the first section

    That's about it apart from must use up the chickpeas in the fridge for tea in a stew

    Catch you all later and have a good day!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Cyfarchion Dydd Gwyl Dewi Sant to all you Welsh people out there and also to Josie who was born in Wales and still regards it as home! ;)

    And good morning to the rest of you on St David's Day too! Okay, I'm going in for some early overtime in a moment so must be quick here.


    So far I have:
    • checked banking
    • checked for surveys
    • made a lunch to take to work
    • fed and watered chickens
    I will also:
    • charge mobile at work - forgot yesterday and it keeps beeping at me!
    • do at least 2 hours overtime - @ time and a quarter :mad::mad:
    • see if anyone wants eggs tomorrow as we have a glut of them again
    • deliver tablecloth to a "customer"
    • read at lunchtime to avoid the shops, especially the naughty bakery which dragged me inside yesterday and forced me to buy (and eat) three hot cheese straws and an almond croissant :o:o
    • all meals from stores
    • cut out another corset sample tonight
    • have an NSD
    Nearly eight months in, I still HATE my job. Yesterday I had a bad morning and a run-in with another member of staff so did a lot of comfort eating at lunchtime. I felt really guilty afterwards because I spent £3.04 on rubbish food and think of all those calories too :eek: I so want to set up my own business, but can't commit until DH gets a job. Hopefully today will be a better day. stitchy x
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning All

    Pixie, thanks for starting the thread

    Happy St David’s day to all the Welsh that frequent the thread
    Happy March to everyone else

    Sorry I’ve not been posting recently – life has been very hectic! Hope everyone is well.

    Today I have/will
    • Checked online banking – most of the bills have gone out
    • Updated budget spreadsheet
    • Got £16.66 in my purse – will try to only spend this all month and not spend anything else
    • Need to move spare into savings account when all has gone out
    • Might pop into town at lunch to get a balance on my savings account (free bus)
    • Lunch and dinner from storecupboard
    • Will buy something cheap and healthy from the restaurant for brekkie (toast and porridge is about £1.50)
    • Renewed railpass for the month
    • Work really hard at work as there is loads to do
    • Read newspaper online
    • Need to check out the freebies and the competition boards
    • Enter comps online
    • Washing on a quick wash 30 degrees
    • Will read the thread tonight when I get home

    Have a great day everyone
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • booo stitchy to work colleagues being a pain in the proverbial!!!! BTW did you get my email? What are your thoughts? Do I need to send more detailed measurements? And I should also start getting wriggle on with getting the stuff so advice pls my stitching friend!

    Candy good to see you ack on oard - we must be psychicallylinked as I was only thinking I hadn't seen u on there for a while this morning!
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    DNMS - I replied to your email late last night with my ideas and suggestions, and loads more questions of course!
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • Whoohooo - it's Spring! :j Morning all you lovely DFW's posters and lurkers. Must be quick as have voluntary work to go to this morning after school run and am still in my jammies :o

    Today I WILL:

    Have a NSD day
    Drive economically to/from work
    Hoover downstairs - DONE
    Hang washing on line - BBC promises dry day in Devon!
    Take lunch to work - stop me spending
    Lunch from stores
    Dinner from stores - prawn risotto - mmm, nom, nom
    Check online banking
    Check cashback
    Check ebay sale
    List 2 more items on ebay tonight
    check TaeKwonDo newsletter and decide when to return to classes with son - therefore when to set up S/O
    Heating off all day
    Walk dog this afternoon
    Decide on £10 holiday offer tonight
    Early night

    Have a great frugal day everyone. Keep smiling :rotfl:
    Jan GC £267.47/280, Fuel:£40.60/£40; Cafes: £28.35!!/£20, NSD: ?/20
    Walk /10miles/week,
    LBM £14,000 :eek: 01/02/18. Loan: £14960.40/4 years

    Emergency: / £1000, Vouchers: One4All £20, HairSalon £50, Caffe Nero £15.62, Pizza Express £90, Other Restaurant £60. DS1 owes camera/car ins.£800.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dydd Gwyl Dewi Hapus

    I love St David's Day. DD looked so cute going to school in her welsh costume this morning, daffodil in hand. Am half tempted to wear mine to work but think maybe not.

    today i will

    check banking
    fill out DD's passport form (not very MSE but the holiday was a bargain)
    try not to eat too many welshcakes
    training later - my turn to take biscuits (not MSE or good for my waist line
    lift to training so saved me petrol
    timesheet
    start sorting through fabric (Stitchy you make me want to start sewing again)

    that'll do for now. happy tuesday and first day of March everyone
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • DNMS - I replied to your email late last night with my ideas and suggestions, and loads more questions of course!

    :rotfl:I posted that and then checked my emails and of course found it! Sitchy I was thinking plain scarlett and watever is the easiest option - I have a tendancy to take the hardest option in life but I am fighting it as I gt older!!! The least time working & the most having fun is high on my agenda these days :T

    ps re the ship or the sun this is most likely the truth! My mum owned the prince albert at the bottom of the high street for a while but then that closed and we were always frequenting the watering holes I used to have to tag along.... she went out with billy coe for a while and used to hang around with clive drury?

    anyway better go!
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    morning every one
    well spring is here
    thanks for starting the post pixie
    stitchy hope today is abetter day at work


    todo
    pay tax bill
    meals from stores
    surveys
    check banking

    not much else

    better go on 12hrs today

    have a great day xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
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