penalty points, informing insurance

doelani

The named driver on my insurance got word today he has been caught speeding, It was a form came to his work asking for driver deatils, filled it in and work sending it back today. I know they will then send the fixed penalty notice to him direct but I have a few questions.

Once he gets the fixed penalty notice how long do you get to pay ?

I know I need to inform insurance but when ? I was going to ring them tomorrow or do I need to wait until he recieves the notice?

thanks

CountryGoose

Wait until he gets the points. He may not even get any - possibly a Speed Awareness course which AFAIK does not need to be reported.

mikey72

CountryGoose wrote: »

Wait until he gets the points. He may not even get any - possibly a Speed Awareness course which AFAIK does not need to be reported.

It needs to be declared nowadays. Usually a specific question in acccidents and convictions about it.

vaio

CountryGoose wrote: »

Wait until he gets the points. He may not even get any - possibly a Speed Awareness course which AFAIK does not need to be reported.

and if he does get points rather than speed awareness then your policy will tell you exactly when you need to notify them. At renewal is common.

Stick to what your policy says and try to resist the temptation to ring and ask them as it only confuses them.

doelani

vaio wrote: »

and if he does get points rather than speed awareness then your policy will tell you exactly when you need to notify them. At renewal is common.

Stick to what your policy says and try to resist the temptation to ring and ask them as it only confuses them.

thanks for replies

checked documents last night and it says soemthing like " you must inform us of any changed to name, address ...........other thing listed but although does not include penalties i would guess it includes it"

thanks again

LandyAndy

mikey72 wrote: »

It needs to be declared nowadays. Usually a specific question in acccidents and convictions about it.

When did that change?

I attended one about three years ago and MrsLA attended one about 15 months ago and we were both told that it did not need to be declared to our insurers.

fb1969

If you take an awareness course you don't have to tell your insurance company as the offence is "cancelled".

A quick google search found this (see under 'Course Costs'): www.staffordshire.gov.uk/transport/roadsafety/drivertraining/staffordshirespeedawareness/

vaio

It isn’t a conviction so doesn’t need to be declared if they only ask about convictions.

If they ask about speed awareness courses then, as always, you must answer truthfully.

vaio

doelani wrote: »

thanks for replies

checked documents last night and it says soemthing like " you must inform us of any changed to name, address ...........other thing listed but although does not include penalties i would guess it includes it"

thanks again

That doesn’t sound specific enough for a policy, have another look.

Mine has three sections, “you must tell us……..”

“Before” includes changing car or allowing a new driver to use it etc

“As soon as possible” covers accident & incidents etc

“At renewal” covers convictions etc

I’d be surprised if yours was any different

doelani

vaio wrote: »

That doesn’t sound specific enough for a policy, have another look.

Mine has three sections, “you must tell us……..”

“Before” includes changing car or allowing a new driver to use it etc

“As soon as possible” covers accident & incidents etc

“At renewal” covers convictions etc

I’d be surprised if yours was any different

will check again , not sure if I have anything apart form schedule, policy document and a letter from broker. Will have to look through paperwork thanks