IVA Advice and Help please

Charco_2

Shouldn't be too much of a bother... if it comes up, just pass it off as a recent development and you can easily change it now going forward.

Remember, in the IVA, that £45 will come out of your income and not out of your surplus. (So it will be less money for your creditors in the IVA, not less money for you to live off!)

There is generally no need for your IP or his company to contact the CSA, it would be out of the ordinary!

lovetohorde

Charco wrote: »

Shouldn't be too much of a bother... if it comes up, just pass it off as a recent development and you can easily change it now going forward.

Remember, in the IVA, that £45 will come out of your income and not out of your surplus. (So it will be less money for your creditors in the IVA, not less money for you to live off!)

There is generally no need for your IP or his company to contact the CSA, it would be out of the ordinary!

So you think I should not inform the csa and keep the £45 towards the iva?

My worry is that if I inform the csa of this new income etc will they take my word for it that I have only just started there which is what I would be looking for... or if they dig around they will find out I have been employed in second job for quite some time and issue me with arrears I could never afford

Charco_2

No, I think you should give it to the CSA rather than your creditors. You're going to be handing it over to someone anyway, why not send it to your kid rather faceless banking corporations!?

I understand your concerns but it's worth at least trying to find out more. What is the second job?

lovetohorde

Charco wrote: »

No, I think you should give it to the CSA rather than your creditors. You're going to be handing it over to someone anyway, why not send it to your kid rather faceless banking corporations!?

I understand your concerns but it's worth at least trying to find out more. What is the second job?

Yes but it sounds like they will def look into and double check when i started the job so I would be looking at around £1700 in missed payments (arrears)

Do you think an option would be to quit my second job and start a new job (as second income) and declare straight away with the csa?