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When can I get credit again
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LindyLou
Posts: 3 Newbie
I have recently paid off my debts due to an inheritance and am now completely debt free.
I want to remortgage the house and get an extension or even a loan to do it.
I just want to know when I can start to get credit again.
Before I paid them off I missed payments and got into arrears with all of them. I received lots of default notices beforehand.
How will my credit be affected by the default notices and when will I have a good credit score again?
Thanks :beer:
I want to remortgage the house and get an extension or even a loan to do it.
I just want to know when I can start to get credit again.
Before I paid them off I missed payments and got into arrears with all of them. I received lots of default notices beforehand.
How will my credit be affected by the default notices and when will I have a good credit score again?
Thanks :beer:
0
Comments
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You need to check your credit report,
If there are defaults on there, they will be their for 6 years.
It will be very difficult for yu to remortgage but not impossible.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Unless you actually have to re-mortgage why not just settle into a debt free lifestyle for a while. See how your budgeting goes, save some pennies.
If you jump back into the lions den you may find yourself struggling again. Enjoy being debt free.I'm Debt Free :j 2/09/2013
Debt at LBM 30/04/2010 £24,109.38,0
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