Exactly how does ESA get reduced due to my Private Pension

bellkat

Thanks Chorlie, is that £85 a week or a month, my pension is about £24 a week!!

Chorlie

bellkat wrote: »

Thanks Chorlie, is that £85 a week or a month, my pension is about £24 a week!!

It's a week, but are you on Income Based or Contribution Base ESA?

bellkat

I think it's cont based, I'll need to check my letters I think, thanks for your help.

gocat

I see all these answers are based on private pension.
Does the same ESA rules apply for taking early retirement due to ill health and receiving an occupational pension?

TIA

50Twuncle

Couponcollector wrote: »

.......
Eg if a pension was £250 per week would there be no ESA or would it be esapayment of approx £16.00..? ...

This affects me too - I am receiving £145 per week ill health pension and may be offered a part time job - earning £50-60 per week
I assume that this will simply be added to my pension and the whole lot calculated as "permitted income" - bringing my total income to £200 per week - meaning that my "benefits reduction" would be £50 - leaving £45 per week ESA (C)
Incidentally - the "disregarded income" has now increased from £85 to £95 on Contribution based benefits.....

Oldernotwiser

gocat wrote: »

I see all these answers are based on private pension.
Does the same ESA rules apply for taking early retirement due to ill health and receiving an occupational pension?

TIA

Yes.......

JS477

21Twinkle wrote: »

Incidentally - the "disregarded income" has now increased from £85 to £95 on Contribution based benefits.....

So the amount of e.g. occupational pension someone can receive before the 50p in the £ deduction is applied to your CB ESA has now been raised to £95 a week?

Do you have a link?

Thanks

50Twuncle

JS477 wrote: »

So the amount of e.g. occupational pension someone can receive before the 50p in the £ deduction is applied to your CB ESA has now been raised to £95 a week?

Do you have a link?

Thanks

it is somewhere in here !!
www.dwp.gov.uk/docs/dmgch44.pdf
My problem is that half is "pension" and half "permitted work"

JS477

21Twinkle wrote: »

it is somewhere in here !!
www.dwp.gov.uk/docs/dmgch44.pdf
My problem is that half is "pension" and half "permitted work"

All I can find in that document is this which keeps the stays quo of £85/week:-

44652

Pension payments and PPF periodic payments that are:-

1. made to a claimant for any week and
2. more than £85 each week

are deducted from the claimant’s personal rate, when calculating the amount of ESA(Cont) payable to the claimant for each benefit week or part-week. The amount deducted is half the excess over £85.

1 WR Act 07, s 2(1)(c) & s 3; ESA Regs, reg 74(1)

50Twuncle

JS477 wrote: »

All I can find in that document is this which keeps the stays quo of £85/week:-

44652

Pension payments and PPF periodic payments that are:-

1. made to a claimant for any week and
2. more than £85 each week

are deducted from the claimant’s personal rate, when calculating the amount of ESA(Cont) payable to the claimant for each benefit week or part-week. The amount deducted is half the excess over £85.

1 WR Act 07, s 2(1)(c) & s 3; ESA Regs, reg 74(1)

Sorry - wrong link
try www.dwp.gov.uk/docs/benefitrates2012.pdf