Monday 28th February - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:T

Gooood morning everyone - hooray for a new weekk eh:beer:
Back to work for me...I may moan but I don't mind really, I love my job...I just find the getting up bit hard:rotfl: Still, only 6 weeks until the Easter hols:D
So, in a DNMS-stylee....let's all go have a great, sparkly day:):)

Not much else happening for me - work, home, dinner , bed...oooh exciting eh?!
Here's my list:

• check banking
• check onepoll
• dry washing off airer and into airing cupboard
• packed lunch for dd2
• free cuppas at work
• lunch from home for me
• meal from plan tonight - a new recipe, mince hot pot
• heating off during the day
• read paper online
• check ebay listings
• pick up prescription (this is mse, as its free;))
• Sparkle!

Have a great Monday:j:j:j

determined_new_ms

Morning Pixie :hello: & thanks for starting us off morning to everyone else to follow :wave: we got back from the Big Smoke yesterday and I read up on everyone's shenanigans but seeing as it was a distinctly un DFW weekend I didn't bother posting! Had sooooooo much fun really glad I went - I'm absolutely loving life at the moment, and hope all you guys are too :A

Ok so better be quick and get myself into gear!

• check banking later & rejig budget
• soup out of freezer & fruit for snacks, free porridge at work and at least 2lts of water
• check onepoll
• go to gym after work
• start thinking about seeds & what I need :T
• dinner from the freezer
• do an hour of portuguese

that is all I can think of - I need some inspiration ladies!!!

donna_dynamo

HI all NSD number 14. Missed out by 1 but never mind so close. There is next month to meet a tarhet and every nsd is a little lift of hope.

stitching_witch

Good morning everyone, and thanks to pixie for starting the thread. I'm up for it today as I'm refreshed after having 5 days off in a row - and it's payday too :j

So far I have:

• checked banking - awaiting a credit of £327 but not there yet
• made a lunch to take to work
• fed and watered chickens

I will also:

• take bike to work
• cash wages cheque and DH will pay cash into my bank
• charge mobile at work
• do three hours overtime
• read at lunch time to avoid the shops
• check for surveys throughout the day
• spend the evening in the sewing room instead of wasting my life on the internet
• all meals from stores
• have an NSD

I'm actually looking forward to my day so I'd better get moving if I want to start work early. Catch up later, stitchy x

catmiaow

Hello all,

Going away with my mum today, was booked before when I had a job and I can't get a refund so we might as well go, looking forward it to!

My list:

Check bank and make sure I have enough cash for bills
Check emails
Do some comps
Check job sites
Have a shower
Clean bathroom and vacuum upstairs
Tidy after cats
Make sure rubbish is taken out
Post test stuff and one cartridge to Tesco
Get salad for OH dinner
Pop to see my nan briefly
Pack
Ring Jobcentre
Go to this pointless thing there
Drive to my mums then get a lift to train station from there.

Hope everyone has a good few days, I will be back on Weds

cattyboo

Hi all,

Not posted for a while as had a hellish week last week and a heavy cold to top it off! All better now thank goodness and back to normal :j Hope you are all well

Today I have/will:
- [STRIKE]check bank[/STRIKE] :eek: it is going to be so so tight until pay day (I'm paid quarterly so mine isn't coming until the end of March at least I'm checking but it's a very gloomy outlook for a while it seems)
- [STRIKE]check for surveys[/STRIKE]
- [STRIKE]check on topcashback[/STRIKE] should have £17 to come from LoveFilm trial in the next few days, hurrah! Need to cancel the trial for credit expert this week, useful to look at my credit report but I don't need another direct debit!
- [STRIKE]charge phone and laptop at work[/STRIKE]
- [STRIKE]made a massive lasagne last night so will have it for lunch and dinner![/STRIKE]
- [STRIKE]get meter reading to new energy company so they can finally open our new account and chop our energy bills in half :T[/STRIKE]
- [STRIKE]get everything done I need to at work, it'll be a grind but I'll feel better for it[/STRIKE]
- gym (another grind I'll feel better for :rotfl:)

Hope you all have a great day,

Love C xx

Pernicious

Morning all,

I'm feeling pretty chipper as I'm still on a bit of a high about finally having our wedding booked! So much more to do now though, thankfully my OH is owed a lot of overtime at the end of the month which will help a lot. It's also payday, not that it will last long :rotfl:

DNMS - Glad you had a good weekend
Catmiaow - Have a great time away with your mum!

Today I have/will:-

• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Heating off during working day[/STRIKE]
• [STRIKE]Print off new meal plan[/STRIKE]
• [STRIKE]Sign up to the new grocery challenge[/STRIKE]
• Update ebay challenge
• [STRIKE]Pop to Mr T's for a few bits, must stick to list like glue[/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• Log expenditure on free app
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• Put some washing away
• Go through bills diary
• [STRIKE]Check cashback[/STRIKE]

Off to update my sig now as I have lost 2lbs :j Halfway there!

Have a great, moneysaving day everyone x

Nottoobadyet

Greetings, all!

Pixie - thanks for getting us started.
DNMS - glad you had a great time down this way. What a happy lovely post!
cat - best of luck on your job search, and enjoy the trip with your mum!
Pernicious - ohhhh wedding bells!!!

So, today I:

• walk to work (better get a move on!)
• free cuppas from work
• lunch from home - L/O butternut soup
• buy stamp to post letter
• read news online and maybe TV on iplayer tonight (now that human planet has finished, sniff!)
• do 5x rounds on afghan - hope to finish it this week so I have time to make the matching pillows before wedding
• go to meeting at work about my future, eek!

Hope everyone has a great day!

complimentschemistry

Morningggggggg! Even though it's miserable outside I'm in a pretty good mood as it's payday - hope you're all happy too If not, then big hugs all round!

Today I have:-
- Transferred some pennies into my savings account
- Paid back my friend the £1 I owed her
- Got lots of energy and I'm feeling positive about the day

Today I will:-
- Pay gym arrears
- Change my give blood appointment
- Get 3 for 2 on Simple products that I need (v. sensitive skin!)
- Have fruit for lunch and not get an expensive panini when I meet Mum and sis today
- Keep my finance spreadsheet up to date
- Buy one of those special PAYG sim for my phone and some credit so I get free texts

Happy Moneysaving x

starnac

morning all.

Stitchy that's the sewing school i went to too.

hope everyone is well today. didn't get much sleep last night so am quite tired and also fed up with work so may not get much done. it is however PAYDAY :j

today i will

check banks
email lady about course
HC
update spreadsheets
NVQ observation this evening at work :eek:
go to bank
tidy kitchen

that'll do me for now. happy monday everyone

Rock_Cakes

Morning all :wave:

Thanks to Pixie for starting us off.

A bit cloudy here, hope the sun is shining where you are? Hope everyone had a good weekend? DH back up north, so will focus on decluttering this week methinks.

Today I will:
[STRIKE]Walk to work[/STRIKE]
Check bank balances
Check surveys
Have home made soup for lunch
Charge mobile at work
Got to yoga tonight (Om)
Have homemade dinner
List some more items on Ebay
Declutter

Have a great day everyone
xx