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insurance renewal 300 pounds more then quote by same company online?

My question is can you haggle a car insurance company? and why is it cheaper online then my renewal? my partner has rang twice already and they are not willing to back down on price, but my father is with same company and managed to haggle them down!!!!!!! problem is they are the cheapest car insurer for us but it seems unfair that it is cheaper online then renewal?

Comments

  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    go online then
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    but don't forget to make sure you cancel any auto renewal
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Let the policy lapse, and take out a new one online. Even better if you can use a cashback site.
    Cancel the auto renewal.
  • dunstonh
    dunstonh Posts: 121,406 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    problem is they are the cheapest car insurer for us but it seems unfair that it is cheaper online then renewal?

    Is it the same distribution channel?

    For example, I am with M&S on one of my cars. When I last checked I could get around 5 different prices depending on the distribution channel. The most expensive of which (by a long long way) was going direct to M&S themselves.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • we are with tescos , which doesnt show up when we look for new quotes through the other sites and even then the quotes are much higher then the tesco online quote but nearly the same as the renewal.
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