joint br and listing debts

dojoman

Don`t put SKY down on your SOA.

Penelope_Penguin

hisandhers1978 wrote: »

Thanks Sticks123 - I was just coming on to ask this. Do you put down half of the debt on each form or the full amount liable on each form?

Does anyone also know whether you put down the name of the original lender, or the company that are chasing for the debt? I am just wondering if its been sold onto a debt collection agency etc.
Thanks

As has been said, you put down the full amount owed to the creditor (not just your half of a joint debt).

You should put down as the creditor, the orgnisation that contacted you most recently about the debt.

JCS1 wrote: »

BR covers all unsecued debt, whether you put them on your BR paperwork or not.

So if you miss a debt off, you would not be liable for it.

This is true, but to be on the safe side, if you come across a debt that you didn;t list, you're best off contacting the OR to ask for the debt to be added to your official list of creditors.