We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
House Insurance With Lodgers £453!!!
jonesjw
Posts: 201 Forumite
Aviva want £453 for the renewal of my home & contents insurance, on a £300k property, with no claims in at least 5 years. Time to shop around!
Unfortunately, I cannot use the comparison websites as they don't offer quotes for people renting out rooms to students.
How much do other people pay for insurance with companies that permit lodgers? Which Insurance companies?
Unfortunately, I cannot use the comparison websites as they don't offer quotes for people renting out rooms to students.
How much do other people pay for insurance with companies that permit lodgers? Which Insurance companies?
0
Comments
-
Well what price are you expecting? My folks pay about £280 for a house with 120k rebuild and 50k contents... no lodgers or anything like that? Seems to me you just want it for next to nothing but you have a high rebuild figure, no doubt quite high contents and the added risk of a student in your property?0
-
£453 for buildings and contents including coverage for student lodgers seems pretty good actually. Especially if it hasnt got any theft endorsements that usually come with lodgers.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
-
I've NEVER claimed on a home insurance policy, yet the price of the policy has gone up by 16% in 2 years. It has to be time to shop around. However, that's a little bit difficult when the price comparison websites don't cover people who have lodgers.
That's why I'd like to hear from other people who share their house with lodgers.0 -
How many lodgers ? Many will accept one employed or one mature student lodger.
Have you tried Endsleigh, NFU Mutual, local broker ( not Swintons)
Find broker using BIBAThe comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.0 -
We use Endsleigh. £6.50 per month. £45k of cover AD and PP. Added a lodger on last week. No change to premium.Please note I have a cognitive disability - as such my wording can be a bit off, muddled, misspelt or in some cases i can miss out some words totally...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards