no decent returns anywhere fed up :(

Nikel

Dont you have to switch your current account to First Direct to even get the 8% regular saver?

nearlyretired2004

Cor .... you have to be quick here dont you!!

Was just logging in to post my reply and someone beat me to it!

Yep,,,,, First Direct's regular saver ....£300 per month in individual account @ 8%

..... and yet another post before I reply!

You only have to switch to get the £100 incentive as well .... but you can simply OPEN a current account to get the saver as well.

Also current account has to be funded with £1500 per month UNLESS you hold another qualifying product with them ..... which can be a qualifying savings account - which you can leave empty!!

meunier

Since Savings and Investments are two totally different entities ... (e.g., no risk = no return - fact) then shouldn't Martin have two different forums; one for Savings and another for Investments .... as these two forces it seems are NEVER going to agree ..... One drinks coffee it seems ... and the other tea ... Potentially dangerous ... LOL

blinko

savers actually have it very good relative to interest rates
base rate 0/5% savings rate 3%

if interest rates move to 1.5% i dont think you will see 9% on savings accounts

Biggles

Procrastinator333 wrote: »

8% on FD is pretty good. No strings.

Lots of strings.

grimsalve

blinko wrote: »

savers actually have it very good relative to interest rates
base rate 0/5% savings rate 3%

good against the base rate, bad against the inflation rate (4.0%). In real terms any savings you have at 3% interest are actually losing their value.

Now would be a good time to borrow money... if any bank was willing to lend you any, and if they agreed to lend you it at the base rate :mad:

Desperate_Housewife_2-2

what is ILSC?

Desperate_Housewife_2-2

...ooh just found it http://www.nsandi.com/products/ilsc no issues on sale though

Biggles

Desperate_Housewife wrote: »

...ooh just found it http://www.nsandi.com/products/ilsc no issues on sale though

Keep an eye on that; it's rumoured they will be offering them again in a month or two.

Desperate_Housewife_2-2

thanks biggles, I'm expecting a bump up soon what with the specualtion from the BofE supposed to be upping interest rates soon...