Insurance when about to change cars

BrunoM

Hi,
I need to insure myself on my old battered "£300" Daewoo, but I'm intending to buy a replacement within the next few weeks, probably in a higher insurance group and worth a lot more - only want TPFT on my current car, but would definitely want fully comp on the new one.

Am I best off

* getting short-term insurance for, say, 28 days?
* getting normal TPFT and then asking my insurers for a quote to upgrade to fully comp/different car as and when I get one?
* getting normal fully comp then asking for change as above?

Thanks for any advice!

birkee

Wouldn't the safest way to be fully comp on the old Daewoo, and then change it to the new car?
For the brief time you need the Daewoo, the difference would not be great, and I believe comprehensive is not that much more expensive than third party these days.
Get a quote for both Comp & TPFT (Not to forget that the value of the new car will be higher, so you will have to pay extra when you transfer), but at least you'll be insured at all times.

forgotmyname

Make sure you ask what the charges are and get quotes on the type of car you intend to buy.

I have had some companies refuse to cover certain cars.

Kilty_2

forgotmyname wrote: »

Make sure you ask what the charges are and get quotes on the type of car you intend to buy.

I have had some companies refuse to cover certain cars.

This.

Get quotes for both cars from the same insurer - then you have a ballpark figure of what the rise will be.

Just had a good experience changing cars with one of the Admiral Group companies (although that's maybe all that'll go right ).