Sheila's Wheels

Quentin

Diver2 wrote: »

Thanks all

Quentin - not sure what you mean, SW's (our insurer) had passed us to Irwin Mitchell (a "conditional fee" or no no-win/no-fee solicitor). Aviva are the third-parties insurers, so not sure why they would pass g/friend along to the same type of solicitor??

Regards

Andy

It was another poster who (for some reason) advised your gf to contact aviva!

My suggestion in answer to your request for advice on your gf's injuries is for her to get her own PI firm on the case.

But it seems your insurer have already cashed in on both your misfortunes and "sold" both you and your gf on to a PI solicitor, so it may be too late for you both to get some cashback by instructing your own solicitor.

Diver2

But it seems your insurer have already cashed in on both your misfortunes and "sold" both you and your gf on to a PI solicitor, so it may be too late for you both to get some cashback by instructing your own solicitor.

Why would my g/friend get less money in our pockets if using a NWNF solicitor, as opposed to "our own" solicitor?

Kind Regards

Andy

BTW, I was not involved in the accident, and so have no personel involvement beyond trying to get the best result for my g/friend.

Quentin

You could have instructed your own solicitors, thereby getting the cashback previously mentioned! (Your insurer will have been paid a commission by the solicitor for passing on your business to them)

Diver2

Thanks Quentin - that's a bit clearer.

we haven't actually signed the NWNF sol's appointment form yet, so still have the lattitude to go with who we wish. So I guess we can still do that, if we wish.

Regards

Andy

pinkfluffybabe

Re: proving the value of the car

Do you have up to date MOT certificates, recent service documents, receipts for any new parts you have put on the car?

These might help your case

Diver2

Yes, have certs for all work done. I fitted a new front caliper, disks, pads and a front o/s balljoint about a month ago!

Another reason to try and get it back under salvage when the time comes.

Kind Regards

Andy

dacouch

Diver2 wrote: »

Moving forward, we're now at the point where we have a hire car from Aviva. They made us a low offer for our car and I need to start to negotiate the value (they've offered us 1K, but equivalents in auto trader are more £1,300 to £1,500). Apart from sending them the adverts, what else can I do to push for the proper value? Can we demand that we keep the hire car until the claim is settled (perhaps stating that if they took the hire car away we would hire one independently and then claim the cost back from them?)

Bear in mind that adverts in Auto Trader do not show the value of the car, the adverts are normally regarded as the price the advertiser is willing to start negotiating.

Have a read of this link from the Ombudman which may help you with valuing the car. http://www.financial-ombudsman.org.uk/publications/technical_notes/motor-valuation.html#13

Note Aviva are the third party insurer and not your own insurer they are not obliged to follow the Ombudmans guidance but the chances are they will