Cifas Category 6 Fisrt Party Fraud

rachelanne

The bank thinks the company was not real and were trying to use me to launder money, which I was very set up by.
They said they would send the money first then the assigment, so I paid it to my account but never got the assigment paper in the post, by this time the cheque had been stopped by Lloyds and this nightmare started. Every time I ask to see the bank manager they wont book me an appointment as they say they cant help me..no one will

Tixy

It would be really helpful if you could answer the question thats been asked 3times now.

How much was the cheque?

If it was for a few quid then it would have been reasonable for you to assume that the payment was for a mystery shopping assignment. If it was for a substantial amount of money (far more than you would be paid for mystery shopping assignments) then the bank are obviously going to assume you might be involved as they will wonder why you would have banked a large cheque when you had undertaken no work to be paid for. The reason we are asking the amount is because it would probably affect how you can try to prove your innocence.

rachelanne

It was for £300

ses6jwg

Sun solutions mystery shopping pulls nothing up on google

maninthestreet

So you believed someone you had never met would trust you with £300 pounds of their own money so you could become a mystery shopper for them, and you are surprised the cheque turned out to be stolen??

maninthestreet

http://oft.gov.uk/news-and-updates/press/2006/180-06

[Deleted User]

maninthestreet wrote: »

So you believed someone you had never met would trust you with £300 pounds of their own money so you could become a mystery shopper for them, and you are surprised the cheque turned out to be stolen??

surely a company which people never heard of use a stolen cheque :P

chambta

maninthestreet wrote: »

http://oft.gov.uk/news-and-updates/press/2006/180-06

Assuming the OP to be telling the truth this sounds plausible.

It could well be that you've been very unfairly treated here. What investigations have Lloyds conducted? They can't simply equate the paying in of a stolen/fraudulent cheque to being involved in a crime.

peterbaker

This is a disgrace by Lloyds who were bailed out by the UK taxpayer.

This country is in such a mess that the government is in cahoots with the banks to hide the amount of cyber crime that pervades in the UK.

The cost of banking fraud generally is being treated as a commercial expense by banks, with the government conniving to allow that "spin" on the problem so it all gets brushed under the carpet. Meanwhile the customer is labeled as the suspect party because someone has to be, and the police actually do nothing useful on it.

Worse than that, a bunch of MSE commentators who think they know about banking fraud pile in and kick the OP when she is down.

This is something they should apologise for, and something that Cameron should say he is extremely sorry about every flippin' day of the week :mad:

Cmdr_Bond

True - but it would also help if the OP (not just this OP) provided more details up front or answered questions put to them first time.

I am not going to comment on the CIFAS as I no Sweet FA about that sort of stuff - but I believe that the answers she was looking for would have been more favourable had she been more forthcoming with information.

Just my opinion.