Mortgage Advise

carlm1984

Hello All,

My and my OH are currently looking into getting a new mortgage. We are trying to look for an 85% LTV morgage on a fixed rate.

Who is the best to go with and were not exactly the best at finding good deals or anything so just wondered if anyone here could help out

Also at the moment we are on a fixed rate that ended in 2009[FONT=&quot]
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Meeper

carlm1984 wrote: »

Hello All,

Hello. Good start.

My and my OH are currently looking into getting a new mortgage. We are trying to look for an 85% LTV morgage on a fixed rate.

Ok, no problem so far.

Who is the best to go with

Oops! Falls down a little here. "The Best" is not a measure of the cheapest rate, there are many different factors. It would be a good idea to find a local independent mortgage adviser who can assist you, taking all of your personal circumstances into account.

and were not exactly the best at finding good deals or anything so just wondered if anyone here could help out

That's what advisers are for. Make an appointment with a local one as above.

Also at the moment we are on a fixed rate that ended in 2009

Then presumably you are on Standard Variable Rate, not a fixed rate any more....

More information needed (lots) before you can get some idea of how best to proceed. Best plan would be to find a local independent adviser who will be able to assist.

Meeper

dimbo61

We can only give views! and opinions! and what maybe great for one person might be bad advice for another.
You need to give mortgage balance , LTV, value of property in todays market!, income, other debts,credit score.
Using a " whole of market mortgage broker" could save you money in the long term
There is also various comparison websites " moneysupermarket" so help guide you