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Mortgage Advise
carlm1984
Posts: 317 Forumite
Hello All,
My and my OH are currently looking into getting a new mortgage. We are trying to look for an 85% LTV morgage on a fixed rate.
Who is the best to go with and were not exactly the best at finding good deals or anything so just wondered if anyone here could help out
Also at the moment we are on a fixed rate that ended in 2009[FONT="]
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My and my OH are currently looking into getting a new mortgage. We are trying to look for an 85% LTV morgage on a fixed rate.
Who is the best to go with and were not exactly the best at finding good deals or anything so just wondered if anyone here could help out
Also at the moment we are on a fixed rate that ended in 2009[FONT="]
[/FONT]
0
Comments
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Hello. Good start.Hello All,
Ok, no problem so far.My and my OH are currently looking into getting a new mortgage. We are trying to look for an 85% LTV morgage on a fixed rate.
Oops! Falls down a little here. "The Best" is not a measure of the cheapest rate, there are many different factors. It would be a good idea to find a local independent mortgage adviser who can assist you, taking all of your personal circumstances into account.Who is the best to go with
That's what advisers are for. Make an appointment with a local one as above.and were not exactly the best at finding good deals or anything so just wondered if anyone here could help out
Then presumably you are on Standard Variable Rate, not a fixed rate any more....Also at the moment we are on a fixed rate that ended in 2009
More information needed (lots) before you can get some idea of how best to proceed. Best plan would be to find a local independent adviser who will be able to assist.
MeeperI am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
We can only give views! and opinions! and what maybe great for one person might be bad advice for another.
You need to give mortgage balance , LTV, value of property in todays market!, income, other debts,credit score.
Using a " whole of market mortgage broker" could save you money in the long term
There is also various comparison websites " moneysupermarket" so help guide you0
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