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Thu 24th Feb - what small DFW things are you doing today??!!
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Quick question - does anyone use an electricity monitor? And if so are they worth it and can anyone recommend a good place to get one from?
Our electric has always been high, more than our gas in fact. But, with recent price increases our last bill is crazy :eek: (just arrived). We are fanatical about turning things off at the wall, nothing is left on when not in use etc... Just keen to get to the bottom of where it is going.
Thanks x0 -
Morning all,
Not a good start to the day...I have woken up with a nasty cold & have lost my voice!!! Not good, I need to be better by Saturday as it's my friend's hen do, really want it to be perfect for her & that's no good if I'm blowing my nose every 5 mins & unable to do more then whisper!
I'm on holiday again tomorrow at least so I can get a few bits sorted & then rest if I get a chance...
Anyway today I have/will:-- [STRIKE]Forgotten my charger so will have to charge phone via PC later[/STRIKE]
- [STRIKE]Asked a colleague to move her car over slightly so I can fit in the last parking space (I can claim parking fees back on expenses later but this saves me withdrawing more money!)[/STRIKE]
- [STRIKE]Food from stores[/STRIKE]
- [STRIKE]Heating off during working day[/STRIKE]
- [STRIKE]Make use of free coffee/water[/STRIKE]
- [STRIKE]Log calories on free app[/STRIKE]
- Log expenditure on free app
- [STRIKE]Check ebay[/STRIKE]
- [STRIKE]Post item that has been paid for[/STRIKE]
- [STRIKE]Walk to other post office to pick up a parcel[/STRIKE]
- [STRIKE]Check for surveys[/STRIKE]
- [STRIKE]Enter comps[/STRIKE]
- Put some washing away
- Go through bills diary as it's been a bit neglected lately
- Cancel Equifax
- Make use of free gym pass if I feel up to it - Didn't have time what with bunny fiasco!
- [STRIKE]Make meal plan for next month - really need to stick to the GC again![/STRIKE]
- Sort out a few games for my friend's hen do
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
Enjoy your time off Stitchy, sounds like you have a fab couple of days planned!:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
pixiechick99 wrote: »So...am a happy girly today as my new toy (my iPhone) arrived yesterday - it wasn't due til tomorrow:beer: I love it, it's so beautiful, been pottering about on it, trying to work out all it can do! Josie - can you recommend any apps...I only have a few?
I love my iphone too pixie... my recommendations
ebay - comes with a health warning though :rotfl:
ebay selling
shop, shop - shopping list that you can delete from as you go round the shop and saves the items so you can just pick them again next time and don't have to re type
red laser - scans items via bar code and compares the prices so you can find the cheapest place
vouchercloud
nectar
onepoll (don't get many through it, but, they tend to be reasonable payers and differerent to the ones on the internet)
ixpense lite - track income/outgoings
national trust (if you're a member)
HTH, enjoy playing0 -
Hi everyone,
Have been lurking again for a wee while, but you have all inspired me again. So today I will:
[STRIKE]
Ring Mum and check how she is - always always been healthy but last few years, you name it, she's had it, and is now more like a frail old lady
Check online banking and extra payment to cc debt £50 EXTRA:)
Check cashback sites for earnings - NONE PAID YET
Washing on low temp & hang on airer
[/STRIKE]Put bread on in BM
Change to Home Insurance with boiler cover
Cancel current home ins & separate b gas boiler cover
Book advance train tickets for short family break using fam rail card
Complete OU form to defer studies until Oct 2011
[STRIKE]Find a blooming plumber to fit kitchen sink, [/STRIKE]which is sat in conservatory waiting to be used and abused - PREVIOUS HOME OWNERS PUT IN NEW KITCHEN AND TOOK OUT SINK!!! Have sink in utility room - but v impractical not having sink in kitchen.
[STRIKE]
Take children out for day (OH has day off):
Swimming (eldest boys are contributing from money box - bless)
take packed lunch and drinks
Cinema - use nectar points to part pay (take own snacks)
Out for dinner - OH won vouchers for fab restaurant £25, so try to go over that amount - bit tricky for 5 ofus, but they do kids meals so may be doable
Keep heating off until bath time
Fall down at end of day - oh, no - go for run with dog tonight, then collapse!
[/STRIKE]
have a great day everyone. Keep your purses/wallets firmly tucked away out of temptation!;)Jan GC £267.47/280, Fuel:£40.60/£40; Cafes: £28.35!!/£20, NSD: ?/20
Walk /10miles/week,
LBM £14,000 :eek: 01/02/18. Loan: £14960.40/4 years
Emergency: / £1000, Vouchers: One4All £20, HairSalon £50, Caffe Nero £15.62, Pizza Express £90, Other Restaurant £60. DS1 owes camera/car ins.£800.0 -
Hey all,
Just a quick list before I head out the door. My review yestereday went spectacularly welland bodes well for raise / bonus season. Fingers crossed, its nice that someone recognized the absolutely insane amount I worked this year.
Josie - I love your "think about" item, I could have lots of those most days
Sounds like a lot of us are in the same boat - I have £27 until Monday. Luckily thats after yesterday's food shop, so we shouldn't go hungry at least.
Today I:- will walk to work
- free cuppas at work
- charge phone at work
- email mum pictures of granddad
- eat seccond half of yesterdays lunch (jacket spud with chili)
- make personal development plan with new boss
- dinner from stores and plan (b-nut squash soup, roasted squash last night
- post up meal plan
- maybe gym after work
- crochet like mad in the evening - will need to work my little fingers to the bone to get this wedding pressie done in time. Luckily its looking stunning! and so MSE as I already had all the yarn.
- make exuses for drinks that I cant afford to go to tonight
Reading that over, I want to emphasize again that I am 23, not 65! :rotfl:Mortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
pixiechick99 wrote: »! Josie - can you recommend any apps...I only have a few?
Definately Next directory app! Though this is dangerous....
I also have Ikea catalogue, ebay app - soooo quick and easy to list things on ebay using this.
Tesco.com app - you can scan the barcode of what you want to buy (from the product in your larder) and it will add it to your online shopping list!
Amazon app, also does barcode scanning so if you see something in the shops you can scan the barcode to see if it's cheaper on amazon
Dictionary.com app
Salary calc (works out tax and national insurance on wages)
Google app
Currency
Paypal
Convert units - great for cooking measurements/temperatures etc...
List Lite - we all love lists and this is the best I've found so far
iSimples - DEFINATELY
OnePoll app
and....of course.....Facebook. If you use it!
LOL that is an inventory of my iPhone :rotfl:Nothing to report as yet...give me a minute...!0 -
oh oh oh, and iBooksNothing to report as yet...give me a minute...!0
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Morning all :wave:
Bit later than usual and you guys have been so busy already.
Week is going a bit quick for my liking but has been nice having the DH around. He woke up this morning with my cold, so I am definitely in the bad books!
Stitchy - have fun in Oxford sounds like you will
Welcome to NewlyFrugalMumof3 have to say I love this board, guys are great and very supportive
Pernicious - I just had a cold, no sore throat - so that one isn't due to me :rotfl:
Nottoobadyet - fingers crossed for the payrise
pixiechick99 - Good luck on the personal statement, just tell them how wonderful you are and give examples and you'll be fine
Right today I will:
[STRIKE]Walk to work[/STRIKE]
Check bank balances
Check surveys
Leftovers for lunch
Charge mobile at work
Charge ipod at work
Post sold item from Ebay
Go to yoga, already paid (Om)
Have a great day
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0 -
Josie and Jonno - Thank you for the lists there...I now have a few more apps...can see myslef spending hours though in the app store browsing more;)
Just testing Next directory and ordering a sneaky top...oops:rotfl:I really need to sort out a new signature!0
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