Thu 24th Feb - what small DFW things are you doing today??!!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:j:j:j

Hello there :hello:

I had planned to do a list in work and paste on lunch but thought I'd get us started

Oooh Thursday! I trust we are all up for it!! :j

Me:

• splashing out on a croissant - 72p treat - cheaper than breakfast butty!
• walking
• yoga - already paid
• refillable water bottle :cool:
• tidying round like it's going out of fashion
• getting excited about payday tomorrow

xxx

determined_new_ms

Morning La E :wave: & to everyone else after me

Hope youa re all full of the joys on this joyous Thursday Morning :j (sorry for those who are hoping for a slow week - I on the other hand am dead excited about the looming weekend!)

Posting from work so need to be ultra quick

• free porridge at work
• salad for lunch, fruit for snacks & at least 2 lts of water (have brought a small choccy bickie (100 cal) as I realise I have a slump at 2.30 ish and that's when I ate the crisps - will need to prepare better for this!)
• check for surveys
• pay in cheque to bank
• look for cheap-ish top for the party tomorrow/drinks on Sat...
• dinner from stores
• gym after work/town
• spend some qt with oh & ds :T

ok have a lovely day

determined_new_ms

I'm up for it La E and raring to go :j

La_escocesa

• salad for lunch, fruit for snacks & at least 2 lts of water (have brought a small choccy bickie (100 cal) as I realise I have a slump at 2.30 ish and that's when I ate the crisps - will need to prepare better for this!)

I'm getting my first graze box free and delivered on sat to see if that makes a difference. put a referral code on referrers board too

josiebabie

Morning La E thanks for starting us off!

My listypops:-
- Checked banking, £3.83 until tomorrow! LOL :eek:
- Lunch and snacks from home
- Keep an eye on ebay items, 8 watchers on one and two items with bids on
- I literally have 3 jobs booked in today so can't see how I'm going to sell much :-(
- Check my WIP
- Start thinking about decluttering and boot fair next Sunday
- Ran washing machine before 6.30am as had to do a boil wash....oh the joys of potty training....
- Hung washing on airer in kitchen instead of tumble
- HW is off!
- Dinner from immense stores at home

Jx

starnac

morning all.

josie i have £10 in my bank but it has to last me til monday never mind

my list for today

go to work
do some typing up for the church meeting next week
ebay
check bank accounts (don't think there's anything else to come out though)
find a box to post CD's to mu$icmagp1e
tea from stores
LSD (have to take a client out for lunch today but i can claim it back as expenses)

that's all for now i think

happy thursday everyone

PurpleFairy26

Morning All, thanks for starting us of La E

I'm a bit grumpy today and need to shake it off, as frankly I don't have time to be mardy :rotfl:

List for today:
[STRIKE]
Get Euros - didn't do this yesterday
[/STRIKE]Get new headlight and oild for car - can claim back through work expenses
[STRIKE]
check banking - my expenses have been sat at work for nearly 2 weeks waiting to be authorised :mad: no one thought to tell me so I could give them to someone else to sign. Outshot - no reimbursement this week, will arrive whilst we're away - double :mad: Had to just pay the minimum payment on my CC. Only slight blessing is that I use my own CC (for Mr T points ), if I used my work card it would all be going out automatically and I would be £1400 out of pocket :eek:
Lunch/tea from stores
Buy nappies whilst out, DD usually wears reusables, but taking disposables away as she won't need that many as she'll use swim nappies too.
Get some tea bags, coffee & sweetner to take away, much cheaper here and light enoiugh to carry
[/STRIKE]
Think thats about all folks, have a great day

stitching_witch

Woohoo - two days off for the witch!

Today I am discovering the delights of Oxford, and tomorrow I'm off to sewing school to make waspie corsets so two very on-DFW days for me.

There is, therefore, no list for me today or tomorrow folks! Ah, thinking about it, I am taking as much of the fabric, eyelets and lacing that I can so spend tomorrow should be about half the usual cost. Mustn't get carried away in the fabic shops though

I'll be back with a huge list on Saturday, stitchy x

pixiechick99

Morning all you lovely ladies:j
Oooh this darn week is whizzing by...I'll be back to work before I know it:( Not that I'm too sad really...I do love my job, so shouldn't complain;)

So...am a happy girly today as my new toy (my iPhone) arrived yesterday - it wasn't due til tomorrow:beer: I love it, it's so beautiful, been pottering about on it, trying to work out all it can do! Josie - can you recommend any apps...I only have a few?

I've got up earlyish...have a couple of short assignemtns I said I'd do this week and also my application form to join the 3rd year for a full degree....personal statement help anyone?:D


Ok, here's a list:

• check banking - move TCs
• check onepoll
• meal from plan tonight - quesadillas with leftover chicken from Tuesday's roast
• washing off airer and upstairs
• maybe nip to town as dd2 wants to buy me a birthday pressie (for tomorrow:eek:)
• Parcel up Next returns
• assignment writing
• application form writing
• hoover
• read paper online
• change from purse into sealed pot

Ok, tht'll do me for now - have a lovely Thursday:A:A:A

OrangeFairy

Morning all!!!

My 6 days off ends tomorrow!!!!!!! But i will be sure to enjoy today with getting on with lots of bots

Today

Write up meal plan and shopping list from rough copies made last night
Use my supermarket
Housework
Kids to swimming
Email my Dad
Email a friend about legal docs for getting married
Check banking
Dinner and lunch from stores
Put bread on to bake
Find a good pea and ham soup

Thats my day! x

pixiechick99

stitching_witch wrote: »

Woohoo - two days off for the witch!

Today I am discovering the delights of Oxford, and tomorrow I'm off to sewing school to make waspie corsets so two very on-DFW days for me.

There is, therefore, no list for me today or tomorrow folks! Ah, thinking about it, I am taking as much of the fabric, eyelets and lacing that I can so spend tomorrow should be about half the usual cost. Mustn't get carried away in the fabic shops though

I'll be back with a huge list on Saturday, stitchy x

Oooh have a lovely day in Oxford Stitchy...I used to love shopping there when my dad lived there years ago:D