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IVA Creditors Meeting this morning!

Am so nervous!
If i am honest i have kinda taken a back seat in all this and my husband has delt with it, but when we were given the time and date of the meeting, it turns out he is in a managers meeting at work so i am now the point of contact!
Meeting is at 10.30. We have the dreaded 'Northern Rock' as a creditor (about 50%) of our debt and i know they will want to extend the IVA by a year. Just feel so worried, really need this to be agreed.
My fingers are very tightly crossed

Comments

  • Charco_2
    Charco_2 Posts: 1,677 Forumite
    Gulp!

    Good luck...
    Would you ask the wolves to look after the sheep?
    CCCS funded by banks
  • Northern Rock rejected it!
    Payplan are trying to sort it out with them but cant guaranteeanything. Am nervously waiting a call from them, but could be waiting until tomorrow.
    Just dont know what to do now, i feel sick.
    I have 3 young children, am so worried i am going to lose my house now. Am trying to keep it together but am crying typing this, as i am so scared.
  • Charco_2
    Charco_2 Posts: 1,677 Forumite
    That sucks, so much!

    Did they give any reason?
    Would you ask the wolves to look after the sheep?
    CCCS funded by banks
  • Payplan_company_representative
    Payplan_company_representative Posts: 133 Organisation Representative
    Hi Sarade

    Please try not to worry. I know it is easier said than done, but I can assure you that we are working as hard as we can to get the situation resolved for you. Please do not get scared or worried about losing your house. Hang on for the phone call.

    Lizzy.
    Official Company Representative
    I am the official company representative of Payplan. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Hi, just wanted to ex tend some support to you,big hug.

    Listen to Lizzy,these guy's do this day in day out,sounds like they're working hard to get this sorted out for you. at the end of the day creditors need this sorting - they want their money!

    hold on, keep posting while you wait,there's always someone around. i believe in the power of prayer so i'm going to pray for you,Payplan will find a solution i'm sure .x
  • AlyBaly
    AlyBaly Posts: 288 Forumite
    Debt-free and Proud!
    I dont post very often but can relate totally to how you feel Thankfully ours all got sorted out.

    Sending some good luck vibes your way x
    January


    LBM May 2008 :eek: Debt Free January 2012 :T
  • will be thinking of you for that positive call tomorrow,let us know how you get on
  • judojub
    judojub Posts: 276 Forumite
    Sarade
    Have you heard anything more? I do hope you are ok. x
  • Just wondering how you are & if you've had any more news. you're not alone,please post if you're distressed.hug
  • AlyBaly
    AlyBaly Posts: 288 Forumite
    Debt-free and Proud!
    Was just checking in for an update. Really hope your ok. I know what it is like when it all seems to be going wrong. Thinking of you , please post if you need to chat x
    January


    LBM May 2008 :eek: Debt Free January 2012 :T
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