Littlewoods payments

flightboy

Hi all,

if this isnt in the right place sorry! i had a browse and could not see anywhere it seemed to fit. Last year i brought a imac from littlewoods via a friend and used the "but now pay may2011 option", the intital cost was £2059 and i have been saving a little bit of cash every month which i now wish to pay some off ( about £1000 ) which brings me to my question...

If i pay off the £1000 before the 100 week payments are due to start will i still be charged the whole APR still? my friend whos littewoods account also is worried as she brought herself a laptop and has been paying it off weekely but isnt sure if she can pay off the £100 just off my imac rather than her whole account

thanks for any replys hope i made my questions semi clear as its a bit complicated and im tired :rotfl:

[Deleted User]

any payments would go agaisnt the whole account i suspect

Lost2

you may want to read this VERY is part of the Littlewoods
Group and people who have a Littlewoods account have
also posted on this thread


https://forums.moneysavingexpert.com/discussion/2867524

flightboy

Lost2 wrote: »

you may want to read this VERY is part of the Littlewoods
Group and people who have a Littlewoods account have
also posted on this thread


https://forums.moneysavingexpert.com/discussion/2867524

Thanks! answered the question about if i can pay off some before BUT not the other one, hopefully someone here might know

The total cost of the items i have on BNPL was £2059, if i pay £1000 before the day the intrest is charged do i still pay the intrest for the whole amount or just whats left of the balance?

thanks again! this forum is so helpful

jonesMUFCforever

I think the person' whose Littlewoods account it is needs to phone and tell them what the payment is for - they will then appropriate it against the BNPL item.
I have told them by letter and on the phone but they don't think they have a problem with apportioning payments.
I think they do but will they listen?

Mark64uk

Phone them up and select the option to speak to an adviser tell them you want to make a payment but would like it allocating to a specific buy now pay later thats what i used to do, i used to pay things off in full so im not sure if they cant make part payments to items.

Cash_Flow

flightboy wrote: »

Hi all,

if this isnt in the right place sorry! i had a browse and could not see anywhere it seemed to fit. Last year i brought a imac from littlewoods via a friend and used the "but now pay may2011 option", the intital cost was £2059 and i have been saving a little bit of cash every month which i now wish to pay some off ( about £1000 ) which brings me to my question...

If i pay off the £1000 before the 100 week payments are due to start will i still be charged the whole APR still? my friend whos littewoods account also is worried as she brought herself a laptop and has been paying it off weekely but isnt sure if she can pay off the £100 just off my imac rather than her whole account

thanks for any replys hope i made my questions semi clear as its a bit complicated and im tired :rotfl:

You need to settle the buy now pay later in full.

Your friend can phone and request that the £1000 pound payment is allocated towards your £2069 debt.

If you dont clear the £2069 you are looking at around an extra £700-800 worth of interest based on littlewoods typical APR of 39.9%.