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Two companies claiming the same debt

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  • FireWyrm
    FireWyrm Posts: 6,557 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Okey dokey.

    Right. Stop paying everyone. Put the money aside into an account for when you sort this mess out. Get all your paperwork into order so that you have a cast iron case if they do stupidly take you to court.

    "But Mr Judge, all three are claiming the same debt, who should I pay, please help me?" Some very red faced people indeed.

    Write a roundrobin letter to all three with exactly the same wording but which references the other two. Tell them that you have received three seperate demands and if they cant get their act together, you wont pay any of them. Tell them it's a breach of OFT guidlines to be harrassing you enmass like this and if they dont get their act together, you'll report each and every one, 3 times each. Yes, I'm being facetious, but you get the idea. Send all three on the same day recorded and ensure you have proof of postage. Send a letter to the original creditor (the one who defaulted you and sold it on) telling them that three distinct entities have contacted you and to please explain which one is the real one. While you're at it, they can explain why they sold it three times to three different people, but I'll leave that one with you.

    Now sit back and wait for answers.
    Debt Free! Long road, but we did it
    Meet my best friend : YNAB (you need a budget)
    My other best friend is a filofax.
    Do or do not, there is no try....Yoda.

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    violethill wrote: »
    hi this is more or less my issue all 3 of these have been involved with my ccj and i wrote the same letter to bryan carter and arrow , bryan carter wrote back saying they were no longer assigned to this debt were as arrow global say i owe them the remainding debt i think they are all one company under different names

    I'll move this to it's own thread. :)

    Click ---> https://forums.moneysavingexpert.com/discussion/3928111
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

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