Tues 22 Feb - what small DFW things will you be doing today??!!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:j:j:j

Hi everyone :wave:

Hope everyone is looking forward to a great Tuesday!! :j

Big hugs to everyone plodding on :grouphug: even those lurkers we know nothing about

My little list:

• Porridge brekkie
• Walking
• Posting e bay parcel and shoes for return
• Soup for lunch
• Leftovers for dinner
• Out tonight - Bil's got a gig - going tonight so we don't feel guilty about going for another year 3 drinks and walk there and back
• Sent away for free Graze box :cool:
• Put referral code on Graze board :T
• OH painting the bathroom = flat more sellable = v MSE One day we shall move out!!

Happy Tuesday everyone!

determined_new_ms

morning La E & everyone else who follows :hello: going to a gig sounds exciting La E (but judging by the "so we don't go for another yr" it might not be :rotfl:)

I hope everyone is happy and up for it today (see I'm trying!) I'm going for focusing on what I can do & not getting stressed at all today who's with me?

ok today (quickly):

• porridge for brekkie at work as I have run out of time!
• drink free water all day & eat soup for lunch (snap La e ) & fruit for snacks
• check for surveys
• NSD
• go for a walk after work for free exercise (still not feeling 100% so not wanting to go back to the gym yet)
• dinner from the considerable stocks in the freezer!

ok so small list but enough wishing everyone a sublimely happy Tuesday and a curse on anyone who upsets you today :rotfl:

DawnW

Morning :j

Early for once! Thanks for starting the thread La E

Today:

Work as usual, but at least it isn't Monday any more

[STRIKE]
Check online banking
[/STRIKE]

See to dogs and chooks (in a minute)

Read news online while eating breakfast (porridge with some raspberries from the freezer today)

Make packed lunch for work

Washing on line if not raining, airer if it is yucky like yesterday - haven't looked yet!

Use cheaper car park at station

Pick up a free newspaper to while away the boring train journey

Go to bank at lunchtime to pay in rent money

HM supper from stores (I did a new inventory at the weekend, so am extra enthusiastic about crossing off items on the shiny new list - sad I know!)

Do a bit more decluttering - I am moving later this year and have decided to start to get rid of some carp in advance. This is actually MS in the long run (I tell myself). Currently our wheelie bin is only about half full each week, so I can easily stick in a few more bags of junk on top of the normal rubbish. Otherwise, when it comes to actually moving, OH will have to spend money on diesel for endless journeys to the tip. Look for treasure to ebay while sorting (I think it is the filing cabinet next, so not likely to find any in there!)

Check ebay item that now has 14 watchers and a bid :j

Sort out a few more things for the charity shop pile.

No doubt I will think of a few more things later

Have a lovely day everybody

La_escocesa

determined_new_ms wrote: »

morning La E & everyone else who follows :hello: going to a gig sounds exciting La E (but judging by the "so we don't go for another yr" it might not be :rotfl:)

• check for surveys

Ha ha, busted!! Got it wrong actually - it's a 'launch party' - he might get offended if I say it's just a gig

Surveys! I always forget about Onepoll that I do - 35p yesterday - will check for more...

I'm with you btw - focussing on what I can do (paperwork day today so a lot of plugging numbers into the right place) and not getting stressed - don't plan on conversing what many people (no conf calls like yesterday for a start!) so I reckon it's doable

Have a great day! x

Karb

Morning all.

Stupidly I left my sandwiches in the fridge yesterday, so had to go out and buy one at work. Only £1 but it still annoyed me. OH ate them for lunch, so at least they didn't go to waste, and it is only the 2nd time this year that I've had to buy a work lunch, which isn't bad I suppose considering we're nearly at the end of February.

Today won't be a very good DFW day, as I've got a plumber coming round to fix a leak from the bath and shower.
On the plus side I've had an e-mail notification that my expenses have been approved, so they should be in the bank in a few days.

Off for a run now, then doctors when I get back. Will catch up with everyone's posts later. Have a great day everyone.

stitching_witch

Good morning and thanks to LA E forst starting us off today. I've been at work for a while now, it's 7 til 7 today!
More overtime :j:j
Not fitted in much so far:

• made breakfast to bring to work - used their tea and milk
• checked for surveys
• made lunch to bring towork
• brought in eggs which I left on the kitchen side yesterday
• used DH's car thus his diesel

I will also:

• charge mobile at work
• read at lunch time to avoid the shops
• chase HMRC re tax refund
• chase NHS pension scheme re contribution refund
• cash overtime cheque - spending money for my corsetry course on Friday :j
• left overs for dinner
• sleepover at DD's house
• have an NSD

It's my Grandma Day tomorrow and DD hasn't got a laptop at present so I won't be on here until the evening. Have a good couple of DFW days and I'll catch up tomorrow night.

stitchy x

La_escocesa

La_escocesa wrote: »

Surveys! I always forget about Onepoll that I do - 35p yesterday - will check for more...

Joined YouGov too

catmiaow

Hey all,

My list:

Check bank
Reply to emails
Do comps
Check job sites
Go on FB
Check job sites
Pop to Tesco's
Smear test first thing at 9.15am - waaa I am so scared!
Relax today
Tonight read module book, make notes, add to essay and shorten down to word limit.

Hope everyone has a good day!

nickynoo08

Morning everyone,

today i have/will do....

walking to friends today then taking kids to kids club, only £1.50 and they get drinks, snacks and 2hrs play
all meals from stores
empty storage box in boys bedroom and put things in loft for when baby is older
catch up on surveys
hoover and general tidy everywhere
see if i can re-vamp some old canvasses to go on front room wall instead of buying new ones

thats it for me today
have a good day everyone

Candy0107

Morning All

Been MIA again recently – work has been busy and I had a sneaky weekend away with hubby and friends (with very little internet access)!

Pixie, thanks for starting the thread

Today I have/will
• Checked online banking – no change (which is good/needed)
• Meals from storecupboard
• Used rail-pass to get to work
• Took vits and pills
• Work really hard at work as there is loads to do
• Drink 1.5L of water at work
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home

Have a great day everyone
Candy xxx

josiebabie

Morning everyone!

I am definately with you determined! I've got a really busy diary today but it's nothing that's going to make any money...boo!

Here is my list:-
- Check banking
- Make the most of nothing
- Finish the risotto for my lunch
- Dinner from stores, not decided what yet, we have so much!
- Wii fit
- Log calories on my free app (PS someone uses an expenditure app, which one is it please???)
- DM coming over tonight to look after DD tomorrow
- Set washing to run in tumble over night (there is some this time...lol)
- Attempt to put shower curtain back up after I pulled it out of the wall this morning, though I feel this may go the same way as my bedroom curtain pole I pulled out about a month and a half ago....ie: left down....

Jx